{"id":403,"date":"2026-06-23T09:16:02","date_gmt":"2026-06-23T09:16:02","guid":{"rendered":"https:\/\/great.cards\/blog\/?p=403"},"modified":"2026-07-27T10:27:52","modified_gmt":"2026-07-27T10:27:52","slug":"turn-off-international-transactions-when-you-dont-need-them","status":"publish","type":"post","link":"https:\/\/great.cards\/blog\/turn-off-international-transactions-when-you-dont-need-them\/403","title":{"rendered":"How to Turn Off International Transactions on Your Card"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color has-large-font-size wp-elements-1\">1. What This Is About<\/h2>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\">Since March 2020, the Reserve Bank of India (RBI) requires every new or reissued Indian card to ship with international transactions switched off. You have to deliberately turn them on. So why is this still a risk worth your attention?<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-3 wp-block-paragraph\">Because most people switch international usage on once for a trip, a foreign hotel booking, or a subscription like Netflix or Spotify and never switch it back off. It quietly stays enabled for months or years. Older cards issued before the 2020 rule may also still have it on. Either way, leaving the channel open when you don\u2019t need it is a real risk you can close with a 30-second toggle in your banking app.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">2. TL;DR<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-4\">International card payments often have no OTP-based verification where using just entering the card number, expiry date, and CVV can be enough to transact<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-5\">Reserve Bank of India (RBI) mandates 3D Secure (OTP) for domestic online card payments; it does not apply to a foreign merchant\u2019s checkout<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-6\">International usage is off by default on cards issued since March 2020, but it stays on once you enable it, so disable it when you\u2019re not actively using it abroad or on foreign sites<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color has-large-font-size wp-elements-7\">3. Understanding the Problem<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color wp-elements-8\">3.1 Why International Payments Often Skip the OTP<\/h3>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-9 wp-block-paragraph\">When you shop on an Indian website; say Amazon.in or Zomato you enter your card details and then wait for an OTP on your registered mobile. Without that OTP, the payment doesn\u2019t go through. Full stop. That friction is the core fraud safeguard for domestic transactions.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-10 wp-block-paragraph\">International payments often work on completely different rules. When a merchant is based outside India whether it\u2019s a foreign e-commerce site, a streaming service, or a hotel booking portal with servers abroad the OTP step frequently doesn\u2019t apply. In many cases the payment clears with just:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-8-color has-text-color has-link-color has-fixed-layout\"><tbody><tr><td><strong><em>Card number + Expiry date + CVV. That\u2019s it. No OTP. No 2FA. No confirmation push.<\/em><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-11 wp-block-paragraph\">If someone gets hold of those three details through a data breach, a phishing form, a skimmer, or even a screenshot you forgot you shared, they can attempt purchases on foreign websites with little or no additional verification.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color wp-elements-12\">3.2 RBI\u2019s  AFA Mandate: What It Covers and What It Doesn\u2019t<\/h3>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-13 wp-block-paragraph\">The OTP protection you see on domestic payments exists because the RBI mandates it. The framework is called Additional Factor of Authentication, or AFA. AFA is RBI\u2019s regulatory requirement for two-factor verification on digital payments.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-8-color has-text-color has-link-color has-fixed-layout\"><tbody><tr><td><strong><em>RBI requires an Additional Factor of Authentication (AFA), typically an OTP sent to your registered mobile, for online card-not-present transactions processed through Indian payment gateways<\/em><\/strong>, <strong><em>domestic merchants only<\/em><\/strong>.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-14 wp-block-paragraph\">The key phrase is \u201cprocessed through Indian payment gateways.\u201d The moment a merchant is foreign and the transaction routes through an international processor, Indian AFA rules don\u2019t govern their checkout.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-8-color has-text-color has-link-color has-fixed-layout\"><thead><tr><td><strong>Transaction Type<\/strong><\/td><td><strong>OTP Required?<\/strong><\/td><td><strong>Who Controls This<\/strong><\/td><\/tr><\/thead><tbody><tr><td>Indian website (Amazon.in, Swiggy, Myntra)<\/td><td>Yes, mandatory<\/td><td>RBI AFA circular<\/td><\/tr><tr><td>International website (Amazon US, Spotify, Netflix US)<\/td><td>Usually not<\/td><td>Foreign merchant\u2019s gateway<\/td><\/tr><tr><td>Card swipe at overseas POS terminal<\/td><td>No<\/td><td>Local payment network rules<\/td><\/tr><tr><td>Indian site routed through a foreign gateway<\/td><td>May vary<\/td><td>Depends on gateway setup<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-15 wp-block-paragraph\">3D Secure is a Visa\/Mastercard protocol that adds an authentication layer at checkout to fulfil the Reserve Bank of India&#8217;s AFA requirement. India adopted 3D Secure early and made it mandatory domestically, which is why Indian cardholders are unusually well protected for domestic online payments compared to most countries. The gap is that this protection doesn\u2019t reliably travel internationally.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color wp-elements-16\">3.3 How Card Fraud Actually Happens When Details Leak<\/h3>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-17 wp-block-paragraph\">Card data leaks constantly. Databases get breached, phishing pages harvest card numbers, skimmers get installed at fuel stations. This isn\u2019t hypothetical and the card data is actively bought and sold.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-18 wp-block-paragraph\">What stops a fraudster from using your leaked Indian card for domestic purchases? The OTP. They have your card number, expiry, and CVV, but not your phone. Transaction blocked.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-19 wp-block-paragraph\">What stops them on a foreign site? Often very little, if international usage is enabled on your card.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-20 wp-block-paragraph\">The typical fraud pattern goes like this: card details get leaked, the fraudster runs a small test charge on a foreign site, if it clears they go bigger, and you notice days later when you check your statement. By then chargeback timelines have already started running.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-21 wp-block-paragraph\">Foreign merchants don\u2019t verify whether the person typing in the card details actually owns the card. They rely on the card network\u2019s fraud detection, which is probabilistic. It catches patterns. It\u2019s not a guarantee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color has-large-font-size wp-elements-22\">4. The Risk Explained<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color wp-elements-23\">Domestic vs International: The Risk Picture<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-8-color has-text-color has-link-color has-fixed-layout\"><tbody><tr><td><strong>Transaction Type<\/strong><\/td><td><strong>International Usage Toggle<\/strong><\/td><td><strong>Fraud Protection<\/strong><\/td><td><strong>Risk if Card Details Are Leaked<\/strong><\/td><\/tr><tr><td>Domestic purchase<\/td><td>Disabled<\/td><td>OTP mandatory (RBI AFA)<\/td><td>Very low<\/td><\/tr><tr><td>Domestic purchase<\/td><td>Enabled<\/td><td>OTP mandatory (RBI AFA)<\/td><td>Low, as domestic protection still applies<\/td><\/tr><tr><td>International purchase<\/td><td>Disabled<\/td><td>Issuer blocks the transaction<\/td><td>Minimal, the transaction won\u2019t go through<\/td><\/tr><tr><td>International purchase<\/td><td>Enabled<\/td><td>No OTP, card network based fraud model only<\/td><td>High, as card number + expiry + CVV details are enough to process the transactions<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-24 wp-block-paragraph\">The last row is the problem. International enabled means the OTP safety net disappears for those transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color has-large-font-size wp-elements-25\">5. How to Protect Your Card from International Transaction Fraud<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color wp-elements-26\">5.1 How to Toggle International Usage on Your Card<\/h3>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-27 wp-block-paragraph\">Almost every major Indian bank lets you do this from their app, and changes are usually instant.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-28\">Open your bank\u2019s mobile app and go to the credit card section<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-29\">Look for \u201cCard controls\u201d, \u201cManage card\u201d, or \u201cCard settings\u201d<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-30\">Find \u201cInternational transactions\u201d or \u201cInternational usage\u201d<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-31\">Turn it off if you\u2019re not actively using it abroad or on foreign sites<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-32\">When you need it, say for booking a foreign hotel or an international subscription you can turn it on, transact, then turn it off again<\/li>\n<\/ul>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-33 wp-block-paragraph\"><strong>Where to look, bank by bank (menus change, so treat these as a starting point):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-34\">HDFC: NetBanking or app \u2192 Cards \u2192 Card settings \u2192 International usage<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-35\">SBI Card: SBI Card app \u2192 Manage card \u2192 Card controls<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-36\">Axis: Mobile banking \u2192 Cards \u2192 Card controls<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-37\">ICICI: iMobile Pay \u2192 Cards \u2192 Manage card controls<\/li>\n<\/ul>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-38 wp-block-paragraph\">One thing worth knowing: some issuers, including HDFC and Axis, let you set \u201cOnline only\u201d separately from \u201cSwipe + Online.\u201d If you occasionally buy from foreign sites but don\u2019t travel, \u201cOnline only\u201d is a sensible middle ground. You\u2019re still blocking physical international swipes while keeping online purchases open.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color wp-elements-39\">5.2 The One Habit That Fixes This<\/h3>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-40 wp-block-paragraph\">Treat international usage like your car\u2019s ignition. Off when not in use.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-41 wp-block-paragraph\">It costs nothing, takes seconds, and closes a real attack surface that many cardholders don\u2019t think about. The OTP system protecting your domestic purchases works because the RBI forced it to. International payments run on different rules that India\u2019s regulators don\u2019t control, and the most reliable safeguard on your end is disabling the channel when you don\u2019t need it.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-42 wp-block-paragraph\"><strong>Quick checklist before you move on:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-43\">Check whether international usage is currently on for all your cards<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-44\">Disable it on any card you haven\u2019t used internationally in the past six months<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-45\">When you do need it, enable it, use it, then disable it again<\/li>\n\n\n\n<li class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-46\">Set up transaction alerts (SMS and app notifications both) so any charge shows up on your phone immediately<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color has-large-font-size wp-elements-47\">6. What to Do If Fraud Happens<\/h2>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-48 wp-block-paragraph\">If you spot an unauthorised charge, the most important thing to know is that the RBI gives you zero liability if you report it within 3 working days of receiving the transaction alert. The clock starts the moment your bank sends you that SMS or email, not when the transaction actually happened. This applies only in cases where there is a third party breach where the deficiency lies neither with the bank nor with the customer but lies elsewhere in the system, and you notify the bank within&nbsp;<strong>three working days<\/strong>&nbsp;of receiving the communication from the bank regarding the unauthorised transaction.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-49 wp-block-paragraph\">Block your card immediately through the app, then file a formal dispute with your bank in writing. For fraud cases you\u2019ll also want to file on cybercrime.gov.in and register a police FIR, both strengthen your chargeback case significantly.<\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-50 wp-block-paragraph\">We\u2019ve put together a complete guide on exactly how to do all of this: <a href=\"https:\/\/great.cards\/blog\/how-to-dispute-a-credit-card-transaction-in-india\/383\/\">How to Dispute a Credit Card Transaction in India<\/a> covers the full process, bank-wise steps, the documents you need, and how to escalate to the RBI Ombudsman if your bank doesn\u2019t cooperate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-8-color has-text-color has-link-color has-large-font-size wp-elements-51\">7. Frequently Asked Questions<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1782134569078\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Will Disabling International Transactions Affect My Existing Subscriptions?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, it can. Recurring international payments like Netflix, Spotify, or Adobe will fail if international usage is disabled when the next billing cycle hits. Before disabling, check which foreign subscriptions are charged to that card. Either switch them to a different card or a UPI autopay or keep one specific card with international enabled just for those.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782134594649\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does Disabling International Transactions protect Me from All Fraud?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, but it closes a major gap. Domestic fraud is much harder to pull off because of the mandatory OTP. Disabling international usage removes the risk of your card being used on foreign sites or terminals without your knowledge. It doesn\u2019t protect against SIM-swap attacks or cases where a fraudster also has access to your mobile number.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782134624318\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does  the International Transactions Toggle apply to Debit Cards Too?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. The same toggle exists for debit cards on most banking apps, and the same risk applies. Debit cards are arguably more dangerous because a fraudulent charge hits your bank account directly there\u2019s no credit card buffer. The habit of disabling international usage when not needed applies to debit cards equally.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782134646131\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What\u2019s the Difference Between \u201cOnline Only\u201d and \u201cSwipe + Online\u201d for International Usage?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u201cOnline only\u201d allows international card-not-present transactions (foreign websites, subscriptions, app purchases) but blocks physical card swipes at overseas POS terminals and ATMs. \u201cSwipe + Online\u201d enables both. If you\u2019re not travelling, \u201cOnline only\u201d is the right choice it keeps your card usable for foreign digital purchases while blocking physical misuse if your card is lost or stolen abroad.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782134672455\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">My Card Was Used Fraudulently for an International Transaction, What Should I Do?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Block the card immediately through your banking app don\u2019t wait to call customer care. Then report the fraud to your bank in writing within 3 working days to keep zero liability under RBI guidelines. File a complaint at cybercrime.gov.in and get a police FIR if the amount is significant. Our detailed guide on disputing fraudulent transactions covers the full step-by-step process.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782134691747\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Will International Usage Get Re-Enabled Automatically?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No. Once you disable it, it stays off until you manually turn it back on. Don\u2019t assume the setting carries over to a brand-new or replacement card, though. Under RBI\u2019s rules a freshly issued or reissued card defaults to domestic use only, so check the settings on any new card and switch on only what you actually need.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-52 wp-block-paragraph\"><em>Small control. Real protection. The fraud that hurts most is th<em>Small control. Real protection. The fraud that hurts most is the kind you don\u2019t see coming \u2014 a small test charge on a site you\u2019ve never heard of, made possible only because a toggle you forgot existed was left on. Thirty seconds today can save you the days of back-and-forth a dispute takes tomorrow. Make it part of how you use your cards, the same way you\u2019d lock your front door without thinking twice.<\/em>e kind you don\u2019t see coming.<\/em><\/p>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color wp-elements-53 wp-block-paragraph\"><em><a href=\"https:\/\/great.cards\/beat-my-card\">Beat My Card<\/a> helps you get more from your credit cards, comparisons, rewards math, and no-BS takes on the Indian credit card market. Explore more at <a href=\"https:\/\/great.cards\/\">great.cards<\/a>.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. What This Is About Since March 2020, the Reserve Bank of India (RBI) requires every new or reissued Indian [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":404,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[64],"tags":[],"class_list":["post-403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured"],"_links":{"self":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts\/403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/comments?post=403"}],"version-history":[{"count":7,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts\/403\/revisions"}],"predecessor-version":[{"id":483,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts\/403\/revisions\/483"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/media\/404"}],"wp:attachment":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/media?parent=403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/categories?post=403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/tags?post=403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}