{"id":690,"date":"2026-09-11T09:31:21","date_gmt":"2026-09-11T09:31:21","guid":{"rendered":"https:\/\/great.cards\/blog\/?p=690"},"modified":"2026-09-11T09:31:22","modified_gmt":"2026-09-11T09:31:22","slug":"hsbc-hopper-rewards-flights-hotels","status":"publish","type":"post","link":"https:\/\/great.cards\/blog\/hsbc-hopper-rewards-flights-hotels\/690","title":{"rendered":"HSBC Hopper: Earn Accelerated Rewards on Flights &amp; Hotels"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you have an HSBC credit card, there is another travel portal you should probably check before booking your next flight or hotel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s called <strong>Travel with Points<\/strong>, and it is HSBC&#8217;s travel portal powered by Hopper.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The interesting part is not just that you can book travel through it. HSBC offers <strong>accelerated reward points<\/strong> on bookings made through the portal, and the actual reward rate can be quite impressive depending on your card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is also a Best Price Guarantee, although it is now capped at <strong>\u20b91,500 per booking<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, is HSBC Hopper worth using? Let&#8217;s look at the numbers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">TL;DR<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HSBC Travel with Points is HSBC&#8217;s travel booking portal powered by Hopper.<\/li>\n\n\n\n<li>You can book <strong>flights, hotels and car rentals<\/strong> through the portal.<\/li>\n\n\n\n<li>Five HSBC cards currently get accelerated rewards:\n<ul class=\"wp-block-list\">\n<li>HSBC Priv\u00e9<\/li>\n\n\n\n<li>HSBC Premier<\/li>\n\n\n\n<li>HSBC TravelOne<\/li>\n\n\n\n<li>HSBC Visa Platinum<\/li>\n\n\n\n<li>HSBC RuPay Platinum<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The actual points earned are different because the cards have different base reward rates.<\/li>\n\n\n\n<li>HSBC&#8217;s Best Price Guarantee is capped at <strong>\u20b91,500 per booking<\/strong>.<\/li>\n\n\n\n<li>You should still compare Hopper&#8217;s final price with the airline, hotel or other travel portals before booking.<\/li>\n<\/ul>\n\n\n\n<h1 class=\"wp-block-heading has-large-font-size\">What is HSBC Hopper?<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC Hopper is essentially HSBC&#8217;s travel booking platform, officially called <strong>Travel with Points<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is powered by Hopper and sits inside HSBC&#8217;s Rewards Marketplace.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can use it to search and book:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flights<\/li>\n\n\n\n<li>Hotels<\/li>\n\n\n\n<li>Car rentals<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The reason HSBC cardholders should pay attention is the accelerated reward structure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When you pay for an eligible booking using an eligible HSBC credit card through Travel with Points, you can earn additional reward points based on the card and type of booking.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And this is where things get interesting.<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-large-font-size\">The 6X and 12X Numbers Can Be Misleading<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC advertises the portal as offering:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to <strong>6X on flights<\/strong><\/li>\n\n\n\n<li>Up to <strong>12X on hotels<\/strong><\/li>\n\n\n\n<li><strong>2X on car rentals<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">But don&#8217;t compare the cards just by looking at the multiplier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The reason is simple: <strong>each HSBC card has a different base reward rate.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For <a href=\"https:\/\/great.cards\/\">Great.cards<\/a>, the more useful number is therefore the <strong>actual Reward Points earned<\/strong>, rather than just the X multiplier.<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-large-font-size\">HSBC Hopper Reward Rates<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Here is how the rates work out for each card.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Card<\/th><th>Flights<\/th><th>Hotels<\/th><th>Car Rentals<\/th><\/tr><\/thead><tbody><tr><td><strong>HSBC Priv\u00e9<\/strong><\/td><td>30 RP\/\u20b9150<\/td><td><strong>40 RP\/\u20b9150<\/strong><\/td><td>10 RP\/\u20b9150<\/td><\/tr><tr><td><strong><a href=\"https:\/\/great.cards\/credit-card-store\/hsbc-premier-credit-card\">HSBC Premier<\/a><\/strong><\/td><td>18 RP\/\u20b9100<\/td><td><strong>36 RP\/\u20b9100<\/strong><\/td><td>6 RP\/\u20b9100<\/td><\/tr><tr><td><strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">HSBC TravelOne<\/a><\/strong><\/td><td>16 RP\/\u20b9100<\/td><td><strong>24 RP\/\u20b9100<\/strong><\/td><td>8 RP\/\u20b9100<\/td><\/tr><tr><td><strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">HSBC Visa Platinum<\/a><\/strong><\/td><td>8 RP\/\u20b9150<\/td><td><strong>12 RP\/\u20b9150<\/strong><\/td><td>4 RP\/\u20b9150<\/td><\/tr><tr><td><strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-card\">HSBC RuPay Platinum<\/a><\/strong><\/td><td>8 RP\/\u20b9150<\/td><td><strong>12 RP\/\u20b9150<\/strong><\/td><td>4 RP\/\u20b9150<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Important:<\/strong> The numbers above are the accelerated reward rates derived from each card&#8217;s underlying reward rate and HSBC&#8217;s Travel with Points multiplier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC currently advertises 6X on flights for Priv\u00e9\/<a href=\"https:\/\/great.cards\/credit-card-store\/hsbc-premier-credit-card\">Premier<\/a> and 4X for other eligible cards. For hotels, the corresponding rates are 12X and 6X. Car rentals earn 2X.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC&#8217;s current published card rates include 3 RP\/\u20b9100 for Premier, 4 RP\/\u20b9100 on eligible travel spends for <strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">TravelOne<\/a><\/strong>, and 2 RP\/\u20b9150 for <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">Visa Platinum<\/a> and <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-card\">RuPay Platinum<\/a> cards.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Why this matters<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Look at <strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">TravelOne<\/a><\/strong> and <strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">Visa Platinum<\/a><\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Both receive <strong>6X on hotels<\/strong> through Travel with Points.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">TravelOne<\/a>:<\/strong> 24 RP\/\u20b9100<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">Visa Platinum<\/a>:<\/strong> 12 RP\/\u20b9150<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So saying &#8220;both earn 6X&#8221; without mentioning the underlying earn rate doesn&#8217;t tell you much about how many points you&#8217;re actually getting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">How Much Can You Earn?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let&#8217;s take a \u20b950,000 hotel booking.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">a) HSBC Priv\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At 40 RP per \u20b9150:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u20b950,000 \u00f7 \u20b9150 \u00d7 40 = 13,333 Reward Points<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">b) <a href=\"https:\/\/great.cards\/credit-card-store\/hsbc-premier-credit-card\">HSBC Premier<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At 36 RP per \u20b9100:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u20b950,000 \u00f7 \u20b9100 \u00d7 36 = 18,000 Reward Points<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">c) <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">HSBC TravelOne<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At 24 RP per \u20b9100:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u20b950,000 \u00f7 \u20b9100 \u00d7 24 = 12,000 Reward Points<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">d) <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">HSBC Visa Platinum<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At 12 RP per \u20b9150:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u20b950,000 \u00f7 \u20b9150 \u00d7 12 = 4,000 Reward Points<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is a good example of why the underlying earn rate matters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A &#8220;6X&#8221; hotel multiplier does not mean every HSBC card earns the same number of points.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">e) <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-card\">HSBC RuPay Platinum<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At 12 RP per \u20b9150 this card would earn:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u20b950,000 \u00f7 \u20b9150 \u00d7 12 = 4,000 Reward Points<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">HSBC Hopper for Flights<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The hotel multiplier gets most of the attention, but flights also earn accelerated rewards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The current advertised rates are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Priv\u00e9 and Premier: <strong>6X<\/strong><\/li>\n\n\n\n<li>TravelOne, Visa Platinum and RuPay Platinum: <strong>4X<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Because the underlying earn rates differ, the actual points earned differ as well.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Card<\/th><th>Hopper Flight Multiplier<\/th><th>Actual Earn Rate<\/th><\/tr><\/thead><tbody><tr><td>HSBC Priv\u00e9<\/td><td>6X<\/td><td>30 RP\/\u20b9150<\/td><\/tr><tr><td><a href=\"https:\/\/great.cards\/credit-card-store\/hsbc-premier-credit-card\">HSBC Premier<\/a><\/td><td>6X<\/td><td>18 RP\/\u20b9100<\/td><\/tr><tr><td><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">HSBC TravelOne<\/a><\/td><td>4X<\/td><td>16 RP\/\u20b9100<\/td><\/tr><tr><td><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">HSBC Visa Platinum<\/a><\/td><td>4X<\/td><td>8 RP\/\u20b9150<\/td><\/tr><tr><td><a href=\"https:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-cardhttps:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-card\">HSBC RuPay Platinum<\/a><\/td><td>4X<\/td><td>8 RP\/\u20b9150<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The accelerated reward rate is therefore worth looking at alongside the actual card earn rate, rather than treating the multiplier as the final reward rate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">How to Access HSBC Hopper on Mobile<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can access Travel with Points directly through the HSBC Mobile App.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Open the <strong>HSBC Mobile App<\/strong>.<\/li>\n\n\n\n<li>Select your <strong>Credit Card<\/strong>.<\/li>\n\n\n\n<li>Tap <strong>View More<\/strong>.<\/li>\n\n\n\n<li>Go to <strong>Reward Points<\/strong>.<\/li>\n\n\n\n<li>Tap <strong>Redeem Points Now<\/strong>.<\/li>\n\n\n\n<li>This opens the <strong>HSBC Rewards Marketplace<\/strong>.<\/li>\n\n\n\n<li>Select the <strong>Travel with Points<\/strong> tab.<\/li>\n\n\n\n<li>Search for your flight, hotel or car rental.<\/li>\n\n\n\n<li>Complete the booking using your eligible HSBC card or available Reward Points.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC&#8217;s current instructions follow this route through the Rewards Marketplace.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">How to Access HSBC Hopper on PC<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re comparing several flights or hotels, using a laptop or desktop can be much more convenient.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">First, make sure your registered <strong>mobile number and email ID are updated<\/strong> in the HSBC Mobile App.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Update your details<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Open the <strong>HSBC Mobile App<\/strong>.<\/li>\n\n\n\n<li>Select your <strong>Credit Card<\/strong>.<\/li>\n\n\n\n<li>Tap <strong>View More<\/strong>.<\/li>\n\n\n\n<li>Go to <strong>Reward Points \u2192 Redeem Points Now<\/strong>.<\/li>\n\n\n\n<li>Tap the <strong>Profile icon<\/strong>.<\/li>\n\n\n\n<li>Go to <strong>My Account \u2192 My Profile<\/strong>.<\/li>\n\n\n\n<li>Make sure your registered mobile number and email ID are correct.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Log in on your computer<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Open the HSBC Rewards Portal on your desktop or laptop.<\/li>\n\n\n\n<li>Click <strong>Forgot Password<\/strong>.<\/li>\n\n\n\n<li>Set or reset your password.<\/li>\n\n\n\n<li>Your <strong>registered email ID is your User ID<\/strong>.<\/li>\n\n\n\n<li>Log in using your registered email ID and the new password.<\/li>\n\n\n\n<li>You can now browse, compare and book flights and hotels on the larger screen.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HSBC Rewards Portal:<\/strong> <a href=\"https:\/\/rewards.hsbc.co.in\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">rewards.hsbc.co.in<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For anyone comparing multiple hotel options, the desktop interface can be considerably easier to use.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Best Price Guarantee<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The other feature that makes HSBC Hopper interesting is the <strong>Best Price Guarantee<\/strong>, or BPG.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The idea is simple.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you find a lower rate for an eligible identical booking within <strong>24 hours of making your booking<\/strong>, HSBC can refund the difference as travel credits.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>NOTE: Best Price Guarantee is capped at \u20b91,500 per booking.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC says the amount is provided as travel credits in the Travel with Points wallet for a subsequent booking.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Don&#8217;t Use BPG as an Excuse to Skip Price Comparison<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is probably the most important thing to remember.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Hopper isn&#8217;t automatically the cheapest place to book.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Suppose a hotel costs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hopper: \u20b920,000<\/li>\n\n\n\n<li>Another portal: \u20b918,500<\/li>\n\n\n\n<li>Additional reward value on Hopper: \u20b91,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even with the additional rewards, the Hopper booking may not make sense.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the other hand:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hopper: \u20b920,000<\/li>\n\n\n\n<li>Another portal: \u20b919,700<\/li>\n\n\n\n<li>Additional reward value: \u20b91,500<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Now Hopper could be the better option.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The right calculation is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Hopper price + value of rewards + value of applicable benefits<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">versus<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Alternative price + rewards\/benefits available there<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is especially important because the BPG is capped at \u20b91,500.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">There Are Also Convenience Fees<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC currently lists:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Booking<\/th><th>Convenience Fee<\/th><\/tr><\/thead><tbody><tr><td>Domestic flight<\/td><td>\u20b9300 per customer per leg<\/td><\/tr><tr><td>International flight<\/td><td>\u20b9700 per customer per leg<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The portal prices bookings in INR, so HSBC says there are no foreign exchange fees on these bookings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This fee should be included when you&#8217;re comparing Hopper&#8217;s final price with other booking options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For hotels, there is no equivalent flight-style per-leg convenience fee listed on the HSBC Travel with Points page.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Other Hopper Benefits<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The portal also offers additional travel features, depending on the booking.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">a) Cancel for Any Reason<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Eligible bookings can have an option to cancel flights or hotels up to 3 hours before departure\/check-in and receive up to a 100% refund, subject to the applicable terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">b) Premium Disruption Assistance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hopper can assist with rebooking in case of flight delays or cancellations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">c) 24\/7 Customer Support<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC provides dedicated support for Travel with Points bookings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These features can add value, but their availability and conditions can vary by booking.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Can You Use HSBC Reward Points?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Travel with Points also allows you to use your HSBC Reward Points towards eligible travel bookings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use points to offset the entire booking, where sufficient points are available.<\/li>\n\n\n\n<li>Use points towards part of the booking.<\/li>\n\n\n\n<li>Pay the remaining amount using an HSBC credit or debit card.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC also allows eligible points to be transferred to airline and hotel loyalty programmes, so compare the redemption value before deciding how to use your points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Who Benefits the Most?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">a) HSBC Priv\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Priv\u00e9 gets the highest effective hotel earning rate among the five cards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 12X hotel multiplier combined with its underlying earn rate results in <strong>40 RP per \u20b9150<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For large hotel bookings, that&#8217;s a very substantial number of points.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">b) <a href=\"https:\/\/great.cards\/credit-card-store\/hsbc-premier-credit-card\">HSBC Premier<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Premier also gets 12X on hotels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With its 3 RP\/\u20b9100 base rate, this works out to <strong>36 RP per \u20b9100<\/strong> on eligible hotel bookings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">c) <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-onehttps:\/\/great.cards\/credit-cards\/hsbc-travel-one\">HSBC TravelOne<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This is where things get particularly interesting for a broader audience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">TravelOne gets 6X on hotels, but its underlying rate means that this works out to <strong>24 RP per \u20b9100<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That&#8217;s substantially better than the Platinum cards despite both categories being advertised as 6X.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">d) <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-platinum-credit-card\">HSBC Visa Platinum<\/a> and <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-cardhttps:\/\/great.cards\/credit-cards\/hsbc-rupay-platinum-credit-card\">RuPay Platinum<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Both Platinum cards receive the same 6X hotel multiplier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, their base rate is 2 RP per \u20b9150, which means the effective rate is <strong>12 RP per \u20b9150<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So while the headline multiplier looks identical to <a href=\"https:\/\/great.cards\/credit-cards\/hsbc-travel-one\">TravelOne<\/a>, the actual points earned are considerably lower.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Is HSBC Hopper Worth It?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yes, it is definitely worth checking.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But &#8220;check&#8221; is the key word.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don&#8217;t make Hopper your automatic booking platform simply because you see a 6X or 12X multiplier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The biggest attraction is the combination of:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Competitive price + accelerated rewards + BPG + Hopper benefits<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If those work together, Hopper can be excellent value.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the Hopper price is substantially higher, the additional reward points may not make up the difference.<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-large-font-size\">Frequently Asked Questions<\/h1>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1787847559551\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is HSBC Hopper?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>HSBC Hopper is HSBC India&#8217;s travel booking platform, officially called <strong>Travel with Points<\/strong>, powered by Hopper.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847570290\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which HSBC cards get accelerated rewards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The five cards currently covered are:<br \/>1. HSBC Priv\u00e9<br \/>2. HSBC Premier<br \/>3. HSBC TravelOne<br \/>4. HSBC Visa Platinum<br \/>5. HSBC RuPay Platinum<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847593338\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the highest hotel reward rate?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The highest effective rate among these cards is <strong>HSBC Priv\u00e9 at 40 RP per \u20b9150<\/strong>, based on the 12X hotel multiplier and the card&#8217;s underlying earn rate.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847603089\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much does HSBC TravelOne earn on hotels through Hopper?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>TravelOne earns <strong>24 Reward Points per \u20b9100<\/strong> on hotel bookings through Travel with Points.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847615106\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much do HSBC Visa Platinum and RuPay Platinum earn on hotels?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Both earn <strong>12 Reward Points per \u20b9150<\/strong> on hotel bookings through Travel with Points.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847626781\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Why does TravelOne earn more than Platinum even though both get 6X?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Because the <strong>base reward rates are different<\/strong>.<br \/>TravelOne earns 4 RP\/\u20b9100 on its relevant base categories, while the Platinum cards earn 2 RP\/\u20b9150.<br \/>The same 6X multiplier therefore produces different actual reward rates.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847637617\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the HSBC Hopper Best Price Guarantee?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you find a lower eligible price within 24 hours of booking, HSBC can provide the difference as travel credits, subject to the BPG terms. This is capped at \u20b91,500 worth credits per booking<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847752312\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is HSBC Hopper always cheaper?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No. Always compare the final Hopper price with the airline, hotel and other travel portals.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847760116\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I use HSBC Reward Points on Hopper?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. You can use HSBC Reward Points to fully or partially offset eligible travel bookings.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1787847775810\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Should I book flights or hotels through Hopper?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Hotels are particularly interesting because the accelerated reward rate is higher. But the best option depends on the final price and the value of the rewards you earn.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Final Verdict<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">HSBC Hopper is one of those benefits that is <strong>worth checking every time you book travel, but not blindly using every time<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The headline 6X and 12X figures look impressive, but the real story is in the underlying card rates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And then there&#8217;s the Best Price Guarantee, which gives you some protection if you find a lower eligible price elsewhere, although the <strong>\u20b91,500 cap<\/strong> means you should still compare prices upfront.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So our approach at Great.cards is simple:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Check Hopper. Compare the price. Calculate the actual rewards. Then book wherever the overall value is best.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Sources<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.hsbc.bank.in\/credit-cards\/rewards\/travel-rewards\/\" target=\"_blank\" rel=\"noopener\">HSBC Travel with Points official page<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hsbc.bank.in\/credit-cards\/products\/travelone\/rewards\/\" target=\"_blank\" rel=\"noopener\">HSBC TravelOne Rewards<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hsbc.bank.in\/credit-cards\/products\/premier\/rewards\/\" target=\"_blank\" rel=\"noopener\">HSBC Premier Rewards<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hsbc.bank.in\/credit-cards\/products\/visa-platinum\/rewards\/\" target=\"_blank\" rel=\"noopener\">HSBC Visa Platinum Rewards<\/a><\/li>\n\n\n\n<li><strong>HSBC Rewards Marketplace Terms &amp; Conditions:<\/strong> Available under &#8220;Important Documents&#8221; on the HSBC Travel with Points page.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Reward rates, fees, limits and benefits are subject to change. Please check the latest HSBC terms and conditions before making a booking.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have an HSBC credit card, there is another travel portal you should probably check before booking your next [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":691,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[78,64],"tags":[],"class_list":["post-690","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","category-featured"],"_links":{"self":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts\/690","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/comments?post=690"}],"version-history":[{"count":1,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts\/690\/revisions"}],"predecessor-version":[{"id":692,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/posts\/690\/revisions\/692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/media\/691"}],"wp:attachment":[{"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/media?parent=690"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/categories?post=690"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/great.cards\/blog\/wp-json\/wp\/v2\/tags?post=690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}