American Express Membership Rewards Credit Card

Axis MyZone Credit Card

Best For

Shopping

Dining

Best For

Shopping

Online Food Ordering

Travel

Cashback

APPLY AND GET1400 GIFT CARD

Top Benefits

  • enrollment-based benefit, must opt in to activate
  • in a month a recurring monthly bonus on top of regular reward earnings

Top Benefits

  • capped at ₹200 per month and with no reward points on movie transactions
  • on minimum spends of ₹500, capped at ₹120 per order and redeemable up to 2 times a month per user

Welcome Benefits

Welcome Benefits

  • Earn 1 MR point per ₹50 spent with best redemption value of ₹0.58/point via Taj vouchers 24K Gold Collection  giving up to 1.16% effective return on all eligible spends
  • Stack up to 2,000 bonus points every month,1,000 for making 4 transactions of ₹1,500+ and 1,000 for crossing ₹20,000 monthly spend enrollment required
  • Annual renewal fee of ₹4,500 is fully waivable at ₹1.5 lakh spend or 50% waivable at ₹90,000 spend plus you earn 5,000 bonus MR points on renewal

Welcome Benefits

Welcome Benefits

  • Get a complimentary SonyLIV premium annual subscription worth ₹1,499 upon making your first transaction within 30 days of card issuance

Travel Benefits

Flight Benefits

  • This card does not offer any benefits in this category

Railway Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • Up to 15% instant discount on flights via MakeMyTrip Wednesday Delight offer

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • This card does not offer any benefits in this category

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • 1 complimentary domestic airport lounge access per calendar quarter, Spend-based eligibility of ₹50,000 in previous 3 months

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • Buy One Get One Free 100% discount on your second movie ticket booked through the District app using coupon code AXIS200, with up to ₹200 off per month

Dining Benefits

Dining Benefits

  • Enjoy discounts of up to 20% at select partner restaurants across India with exclusive American Express dining privileges.

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Fuel Benefits

Fuel Surcharge Waiver Benefits

  • 1% Fuel convenience fee waiver at HPCL stations

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on all fuel transactions in India, Valid on transactions between ₹400–₹4,000, maximum benefit capped at ₹400 per statement cycle

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Bank Offers

Bank Offers

  • Earn 1,000 bonus Membership Rewards points on making 4 transactions of ₹1,500 or above in a calendar month recurring monthly bonus
  • Earn an additional 1,000 Membership Rewards points on spending ₹20,000 or more in a calendar month  enrollment-based benefit, must opt in to activate
  • Earn 5,000 Membership Rewards points upon first year card renewal on payment of annual membership fee credited within 90 days of renewal
  • Annual renewal fee of ₹4,500 100% waived if total spends in preceding membership year are ₹1,50,000 or above; 50% waived if spends are between ₹90,000 and ₹1,49,999

Bank Offers

Bank Offer

  • This card does not offer any benefits in this category

Joining Fee

₹1000

Joining Fee

₹500

Joining Fee Waiver

No welcome benefit is provided to offset the joining fee.

Joining Fee Waiver

Complimentary SonyLIV Premium annual subscription worth ₹1,499, free on your first purchase within 30 days of card issuance

Annual Fee

₹4500

Annual Fee

₹500

Annual Fee Waiver

The annual fee is waived if you spend ₹150000 or more in a year on your card, as per bank policy.

Annual Fee Waiver

The annual fee is waived if you spend ₹1.5 lakh or more in a year on your card, as per bank policy.

Minimum Age

21

Minimum Age

21

Maximum Age

60

Maximum Age

65

Income (Salaried)

6 LPA

Income (Salaried)

3 LPA

Income (Self-Employed)

6 LPA

Income (Self-Employed)

6 LPA

Credit Score Required

720

Credit Score Required

720

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

3.50%

Forex Markups

3.5%

APR Fees

3.50%

APR Fees

3.75%

ATM withdrawal

3.50%

ATM withdrawal

2.5%

Reward Redemption Fees

₹99

Reward Redemption Fees

Not Applicable

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

1.80%

Railway Surcharge

1%

Rent Payment Fees

2%

Rent Payment Fees

1%

Cash Payment Fees

₹100

Cash Payment Fees

₹175

Check Payment Fees

₹250

Check Payment Fees

2%

Max Fee

750

View Breakdown

Max Fee

1200

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

The smartest way to find your great credit card

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We value your time and privacy. Your details stay secure and are used only to help you.