SBI
SBI Aditya Birla Credit Card
This card is no longer offered by bank
This card is no longer sourceable
This card is no longer offered by bank
Top Benefits
Earn 10 Reward Points per ₹100 at Aditya Birla Brands
at Pantaloons, Louis Philippe, Van Heusen, Allen Solly, Peter England and more
Earn 5 Reward Points per ₹100
on Dining and Entertainment
Best For
Shopping
Dining
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 10 Reward Points per ₹100 spent at Aditya Birla Group brands
- 5 Reward Points per ₹100 spent on dining, entertainment and hotels
- 1 Reward Point per ₹200 on all other retail purchases, each point worth ₹0.25
- 2,000 milestone Reward Points on annual spends of ₹1,00,000 and a further 2,000 on annual spends of ₹1,50,000
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Gift Vouchers
- Merchandise
- Physical Product
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Rent
Cash Advance
Wallet Load
EMI
Government Spends
Utility Bills
Balance Transfer
Disputed Transactions
Financial Charges
For Spends Waiver
Fuel
Rent
Cash Advance
Wallet Load
EMI
Government Spends
Utility Bills
Balance Transfer
Disputed Transactions
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 is charged for payments made by cheque | ₹200 |
Cash Payment Fees A fee of ₹250 is charged for payments made by depositing cash at a bank branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn 10 Reward Points per ₹100 at Aditya Birla Brands
at Pantaloons, Louis Philippe, Van Heusen, Allen Solly, Peter England and more
Earn 5 Reward Points per ₹100
on Dining and Entertainment
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.