AU Zenith Plus Credit Card

Axis MyZone Credit Card

Best For

Shopping

Dining

Travel

Best For

Shopping

Online Food Ordering

Travel

Cashback

APPLY AND GET1000 GIFT CARD

Cashback

APPLY AND GET1400 GIFT CARD

Top Benefits

  • choose either option as your welcome benefit
  • per year up to 4 BOGO tickets per quarter, capped at ₹500 discount per ticket

Top Benefits

  • capped at ₹200 per month and with no reward points on movie transactions
  • on minimum spends of ₹500, capped at ₹120 per order and redeemable up to 2 times a month per user

Welcome Benefits

Welcome Benefits

  • Brand voucher worth ₹5,000 OR 5,000 reward points (valued at ₹1 each = ₹5,000) 

Welcome Benefits

Welcome Benefits

  • Get a complimentary SonyLIV premium annual subscription worth ₹1,499 upon making your first transaction within 30 days of card issuance

Travel Benefits

Travel Benefits

  • Earn 2 reward points per ₹100 on travel spends (1 reward point = ₹1, effective 2% return)
  • Lower forex markup of 0.99% on all international transactions
  • 4 complimentary airport Meet & Assist VIP check-in services per year (max 1 per calendar quarter) bookable via concierge at 1800 210 0298

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • Up to 15% instant discount on flights via MakeMyTrip Wednesday Delight offer

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • 16 complimentary domestic airport lounge visits per year (max 4 per calendar quarter) using the AU Credit Card
  • 16 complimentary international airport lounge visits per year (max 4 per calendar quarter) via Priority Pass
  • Priority Pass usage within India is chargeable

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • 1 complimentary domestic airport lounge access per calendar quarter, Spend-based eligibility of ₹50,000 in previous 3 months

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • Up to 16 complimentary buy-1-get-1 movie/event tickets on BookMyShow per year
  • Up to 4 BOGO tickets per calendar quarter, discount capped at ₹500 per ticket

Movie Tickets

Movie Ticket Benefits

  • Buy One Get One Free 100% discount on your second movie ticket booked through the District app using coupon code AXIS200, with up to ₹200 off per month

Dining Benefits

Dining Benefits

  • Premium Dining Program with DinewithVisa
  • Taj Epicure Membership: 25% off on F&B (dine-in & take-away), 20% off via Qmin app, 20% off on Spa & Salon services, 20% off on F&B for banquets

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver for transactions between INR 400 and INR 5,000
  • Maximum waiver of INR 1,000 per statement cycle

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on all fuel transactions in India, Valid on transactions between ₹400–₹4,000, maximum benefit capped at ₹400 per statement cycle

Insurance

Insurance Benefits

  • Air Accident Cover - Up to INR 2 Crore
  • Card Liability Cover - Up to INR 15 Lakhs
  • Credit Shield - Up to INR 15 Lakhs
  • Purchase Protection - Up to INR 50,000
  • Travel related covers for baggage delay, flight delay, loss of passport, hijack

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Bank Offers

Bank Offers

  • Curated Visa & RuPay offers on travel, stay, and dining experiences
  • Earn 1,000 bonus reward points on minimum retail spend of ₹75,000 per statement cycle (excludes utility, insurance, rent, education, government, fuel, cash & EMI)
  • Complimentary Taj Epicure Membership on minimum retail spend of ₹12 lakh in a card anniversary year (same exclusions apply)
  • 8 complimentary golf games or lessons per year (up to 2 per calendar quarter) bookable via concierge
  • 24x7 Global Concierge Assistance
  • Xpress EMI facility available

Bank Offers

Bank Offer

  • This card does not offer any benefits in this category

Joining Fee

₹4999

Joining Fee

₹500

Joining Fee Waiver

Brand voucher worth ₹5,000 or 5,000 reward points on card issuance.

Joining Fee Waiver

Complimentary SonyLIV Premium annual subscription worth ₹1,499, free on your first purchase within 30 days of card issuance

Annual Fee

₹4999

Annual Fee

₹500

Annual Fee Waiver

The annual fee is waived if you spend ₹800000 or more in a year on your card, as per bank policy.

Annual Fee Waiver

The annual fee is waived if you spend ₹1.5 lakh or more in a year on your card, as per bank policy.

Minimum Age

21

Minimum Age

21

Maximum Age

60

Maximum Age

65

Income (Salaried)

30 LPA

Income (Salaried)

3 LPA

Income (Self-Employed)

30 LPA

Income (Self-Employed)

30 LPA

Credit Score Required

720

Credit Score Required

720

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

0.99%

Forex Markups

3.5%

APR Fees

1.99%

APR Fees

3.75%

ATM withdrawal

2.50%

ATM withdrawal

2.5%

Reward Redemption Fees

₹99

Reward Redemption Fees

Not Applicable

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

1%

Railway Surcharge

1%

Rent Payment Fees

1%

Rent Payment Fees

1%

Cash Payment Fees

Not Applicable

Cash Payment Fees

₹175

Check Payment Fees

2%

Check Payment Fees

2%

Max Fee

800

View Breakdown

Max Fee

1200

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

The smartest way to find your great credit card

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