Axis Atlas Credit Card

Axis Vistara Platinum Credit Card

Best For

Shopping

Travel

Best For

Shopping

Online Food Ordering

Travel

Cashback

APPLY AND GET425 GIFT CARD

Top Benefits

  • of 2,500 on Gold tier and 5,000 on Platinum tier at the end of the anniversary year on payment of annual fee of ₹5,000 plus GST
  • on completing 1 transaction within 37 days of card issuance

Top Benefits

  • access on spending ₹50,000 in the previous 3 calendar months
  • spent redeemable for upgrades and award flights via Air India Maharaja Club

Welcome Benefits

Welcome Benefits

  • Cards sourced from 20 April 2024 onwards: Get 2,500 EDGE Miles on completing 1 transaction within 37 days from card issuance
  • Cards sourced between 20 Dec 2022 and 20 Apr 2024: Get 5,000 EDGE Miles on completing 1 transaction within 30 days from card issuance
  • Cards sourced before 20 Dec 2022: Get 5,000 EDGE Miles on completing 3 transactions within 60 days from card issuance

Welcome Benefits

Welcome Benefits

  • One complimentary one-way Economy Class base-fare-waived ticket voucher on the Air India domestic network, issued as a welcome gift on fee payment

Travel Benefits

Flight Benefits

  • Earn 5 EDGE Miles per ₹100 on bookings made via Axis Bank Travel EDGE portal and direct airline websites, airline counters or airline helplines, up to ₹2,00,000 per month
  • Earn 2 EDGE Miles per ₹100 on eligible travel spends above ₹2,00,000 per month
  • Bookings made through online travel agencies or travel agents earn 2 EDGE Miles per ₹100

Bus Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Railway Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • Earn 2 Maharaja Points for every ₹200 spent on eligible spends
  • Redeem Maharaja Points for Flight Upgrades and Award Flights via Air India Maharaja Club
  • Save up to 15% instantly on Flights and Hotels via Goibibo and MakeMyTrip every Wednesday

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • Domestic Lounge Access per year (includes guest visits)
     – Silver Tier 8 visits
     – Gold Tier 12 visits
     – Platinum Tier 18 visits
     
  • International Lounge Access per year (includes guest visits)
     – Silver Tier 4 visits
     – Gold Tier 6 visits
     – Platinum Tier 12 visits
     

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • 2 Complimentary Domestic Airport Lounge accesses at select airports within India
  • Minimum spend of ₹50,000 in the previous 3 calendar months required to unlock Lounge Access
  • For newly issued cards, the minimum spend criteria is waived for the month of issuance and the following 3 calendar months

Railway lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • 1% of the transaction amount, waived on fuel transactions between ₹400 and ₹4,000, capped at a maximum of ₹400 per statement cycle

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • This card does not offer any benefits in this category

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Insurance

Insurance Benefits

  • Purchase protection cover up to ₹1,00,000
  • Travel-related coverage up to USD 300 for loss of travel documents
  • Coverage for delay of check-in baggage
  • Coverage for loss of check-in baggage

Bank Offers

Bank Offer

  • This card does not offer any benefits in this category

Bank Offers

Bank Offer

  • Wednesday Delight offers every Wednesday on partner platforms
  • Save up to 15% instantly on flights and hotels via Goibibo and MakeMyTrip every Wednesday
  • Get 10% off on orders via Swiggy and Amazon Fresh every Wednesday
  • Get 10% off on Tira purchases up to ₹1,000 every Wednesday

Joining Fee

₹5000

Joining Fee

₹1500

Joining Fee Waiver

2,500 EDGE Miles on first transaction (within 37 days) help offset the joining fee.

Joining Fee Waiver

1 complimentary economy class ticket on card issuance

Annual Fee

₹5000

Annual Fee

₹1500

Annual Fee Waiver

The annual fee of ₹5,000 + GST is non-waivable and will be charged every year.

Annual Fee Waiver

Not Applicable

Minimum Age

18

Minimum Age

18

Maximum Age

70

Maximum Age

70

Income (Salaried)

12 LPA

Income (Salaried)

6 LPA

Income (Self-Employed)

12 LPA

Income (Self-Employed)

15 LPA

Credit Score Required

750

Credit Score Required

720

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

3.50%

Forex Markups

3.50%

APR Fees

3.75%

APR Fees

3.75%

ATM withdrawal

2.50%

ATM withdrawal

2.50%

Reward Redemption Fees

₹99

Reward Redemption Fees

Not Applicable

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

1.80%

Railway Surcharge

As prescribed by IRCTC / Indian Railways

Rent Payment Fees

1%

Rent Payment Fees

1%

Cash Payment Fees

₹175

Cash Payment Fees

₹175

Check Payment Fees

2%

Check Payment Fees

2%

Max Fee

750

View Breakdown

Max Fee

750

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

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