Axis Magnus Credit Card

Kotak Solitaire Credit Card

Best For

Shopping

Airport Lounge

Travel

Best For

Dining

Travel

Cashback

APPLY AND GET1750 GIFT CARD

Top Benefits

  • choose from Luxe Gift Card, The Postcard Hotels Gift Voucher, or Yatra Gift Voucher on making first transaction within 30 days
  • Access on spending ₹50,000 in the previous 3 months, at select lounges in India

Top Benefits

  • lounge visits for primary and add-on cardholders, plus 4 guest visits a year
  • up to ₹5,000 per transaction (twice a month) on District by Zomato (Dining) plus early/priority access to curated chef's-table and tasting-menu dining experiences via District by Zomato

Welcome Benefits

Welcome Benefits

  • Welcome Voucher worth ₹12,500 upon making your first transaction within 30 days of card issuance
  • Choose from Luxe Gift Card, The Postcard Hotels Gift Voucher, or Yatra Gift Voucher
  • Benefit is available to primary cardholder only and can be availed within 6 months from card creation date

Welcome Benefits

Welcome Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Travel Benefits

  • Earn 12 EDGE Reward Points for every ₹200 spent on cumulative monthly spends up to ₹1.5 lakh
  • Earn 35 EDGE Reward Points for every ₹200 spent on incremental spends above ₹1.5 lakh in a calendar month
  • Earn 60 EDGE Reward Points for every ₹200 spent on Travel Edge Portal, up to cumulative transactions of ₹2,00,000 per month
  • Transfer 2 partner miles for every 5 EDGE Reward Points across 20 travel partners, up to 5 lakh EDGE points per calendar year
  • Save 15% on bed and breakfast rates at The Leela Palace Hotels & Resorts (valid till 30th September 2026)
  • 8 complimentary Airport Meet & Greet services per calendar year at 16 airports across India via Extraordinary Weekends, valid for both domestic and international departures and arrivals

Railway Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • 10 Air Miles (3 base + 7 accelerated) for every ₹100 spent on Flight & Hotel bookings via Kotak Unbox (accelerated earn capped at 1,00,000 Air Miles per statement cycle); redeem at 1 Air Mile = ₹1 on Kotak Unbox travel bookings

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • Unlimited complimentary International Lounge Access via Priority Pass Card, 4 additional guest visits per year on Priority Pass
  • Unlimited Domestic Airport Lounge Access at select lounges across India
  • Minimum spend of ₹50,000 in the previous 3 months required to unlock Domestic Lounge Access
  • For newly issued cards, minimum spend criteria is waived for the month of issuance and the following 3 months

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • Unlimited complimentary domestic and international (Priority Pass) airport lounge visits for primary and add-on cardholders
  • Primary cardholders also get 4 guest visits a year (2 domestic + 2 international)
  • Validation charges: ₹2 domestic / $1 international (international charge auto-reversed within 7 working days)

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Benefits

  • BookMyShow benefits have been discontinued for all Magnus customers (w.e.f. 20th April 2024)

Movie Tickets

Movie Ticket Benefits

  • 20% off (up to ₹5,000 per transaction, valid twice a month) on District by Zomato, using coupon code KOTAKSOLITAIRE

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining Benefits

  • Complimentary Zomato Gold membership for 1 year at ₹1; 20% off up to ₹5,000 per transaction (twice a month) on District by Zomato (Dining)
  • Plus early/priority access to curated chef's-table and tasting-menu dining experiences via District by Zomato

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Surcharge Waiver Benefits

  • Enjoy a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per month

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver across all petrol pumps in India on transactions between ₹400–7,500, maximum waiver capped at ₹10,000 in an anniversary year

Insurance

Insurance Benefits

  • Purchase Protection Cover up to ₹2 lakh
  • Credit Shield cover up to ₹5 lakh
  • Loss or delay in baggage and personal documents cover up to $500
  • Price Protection Insurance is not applicable to Magnus cardholders

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Bank Offers

Bank Offers

  • This card does not offer any benefits in this category

Bank Offers

Bank Offer

  • Visa Privileges on luxury stays ITC Hotels, Elivaas Villas, Alaya Stays
  • Complimentary 3rd night on 2 consecutive paid nights / 50% off the 2nd night
  • Flat ₹5,000 discount at The Postcard Hotel India, Bhutan, Sri Lanka
  • 20% bonus Air Miles on partner transfers capped at 15,000 for the offer period
  • Dedicated Kotak Solitaire Concierge for travel, hotel and lifestyle assistance

Joining Fee

₹12500

Joining Fee

₹0

Joining Fee Waiver

One-way domestic economy flight ticket, Luxe Gift Voucher, or Postcard Hotels voucher worth up to ₹12,500 on card issuance.

Joining Fee Waiver

Not Applicable

Annual Fee

₹12500

Annual Fee

₹0

Annual Fee Waiver

The annual fee is waived if you spend ₹25 Lakh or more in a year on your card, as per bank policy.

Annual Fee Waiver

Not Applicable

Minimum Age

21

Minimum Age

21

Maximum Age

60

Maximum Age

60

Income (Salaried)

24 LPA

Income (Salaried)

60 LPA

Income (Self-Employed)

24 LPA

Income (Self-Employed)

24 LPA

Credit Score Required

750

Credit Score Required

750

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

2%

Forex Markups

0%

APR Fees

3%

APR Fees

3.5%

ATM withdrawal

Not Applicable

ATM withdrawal

1%

Reward Redemption Fees

₹99

Reward Redemption Fees

Not Applicable

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

As prescribed by IRCTC / Indian Railways

Railway Surcharge

1%

Rent Payment Fees

1%

Rent Payment Fees

Not Applicable

Cash Payment Fees

₹175

Cash Payment Fees

₹0

Check Payment Fees

Not Applicable

Check Payment Fees

2%

Max Fee

1200

View Breakdown

Max Fee

1300

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

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