Axis MyZone Credit Card

IndusInd Bank Avios Infinite Credit Card

Best For

Shopping

Online Food Ordering

Travel

Best For

Travel

Cashback

APPLY AND GET1400 GIFT CARD

Cashback

APPLY AND GET1050 GIFT CARD

Top Benefits

  • on minimum spends of ₹500, capped at ₹120 per order and redeemable up to 2 times a month per user
  • capped at ₹200 per month and with no reward points on movie transactions

Top Benefits

  • visits per calendar quarter and 2 complimentary domestic lounge visits per calendar quarter
  • on spends at your preferred international destination and 3 Avios per ₹200 on domestic & other spends, plus 18,000 bonus Avios on each ₹8,00,000 of annual spends up to 36,000 Avios a year

Welcome Benefits

Welcome Benefits

  • Get a complimentary SonyLIV premium annual subscription worth ₹1,499 upon making your first transaction within 30 days of card issuance

Welcome Benefits

Welcome Benefits

  • 20,000 bonus Avios on joining applicable whether you choose Qatar Airways Privilege Club or British Airways Executive Club as your preferred airline loyalty programme
  • Welcome bonus Avios are credited 15 days after receipt of the joining fee

Travel Benefits

Flight Benefits

  • Up to 15% instant discount on flights via MakeMyTrip Wednesday Delight offer

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • Up to 10% savings on Qatar Airways flights originating from India (Qatar Airways Privilege Club members; book on qatarairways.com or the Qatar Airways app using promo code IDSCB23)
  • 2 complimentary airport meet-and-greet services per year at leading international airports
  • Plus accelerated Avios on airline and travel spends

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • Visa Airport Limo Transfer Programme 20% off retail rates on airport transfer services in key cities globally for Visa Infinite cardholders

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • 1 complimentary domestic airport lounge access per calendar quarter, Spend-based eligibility of ₹50,000 in previous 3 months

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • Complimentary Priority Pass membership with 2 international lounge visits per calendar quarter, plus 2 complimentary domestic airport lounge visits per calendar quarter using the card

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • Buy One Get One Free 100% discount on your second movie ticket booked through the District app using coupon code AXIS200, with up to ₹200 off per month

Movie Tickets

Movie Ticket Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining Benefits

  • complimentary concierge for dining referral and reservation assistance at exclusive restaurants worldwide, and redeem Avios for dining at Qatar Duty Free

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on all fuel transactions in India, Valid on transactions between ₹400–₹4,000, maximum benefit capped at ₹400 per statement cycle

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at any fuel station in India waived on fuel transactions between ₹400 and ₹4,000, subject to a minimum of ₹10, GST on the surcharge is borne by the customer

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Insurance

Insurance Benefits

  • Complimentary international travel health / personal air accident insurance up to USD 25,000 (hospitalisation due to accidental injury or illness on an international trip
  • Covers cardholder and accompanying spouse, max 60-day trip, up to age 65)
  • Travel insurance via The Oriental Insurance Co.
  • Lost baggage up to ₹1,00,000, delayed baggage up to ₹25,000, loss of passport up to ₹50,000, lost ticket up to ₹25,000, missed flight connection up to ₹25,000 Total Protect cover equal to the credit limit against lost/stolen-card and counterfeit fraud

Bank Offers

Bank Offer

  • This card does not offer any benefits in this category

Bank Offers

Bank Offer

  • Visa Infinite Airport Fast Track immigration 25% off retail rates at over 450 destinations worldwide
  • Dedicated concierge for pre-trip assistance, hotel and dining referrals, and flower/gift delivery
  • Elderly Care Assist concierge for homecare, OPD, diagnostics, teleconsultation and wellness services for family members in India

Joining Fee

₹500

Joining Fee

₹40000

Joining Fee Waiver

Complimentary SonyLIV Premium annual subscription worth ₹1,499, free on your first purchase within 30 days of card issuance

Joining Fee Waiver

20,000 bonus Avios on joining with Qatar Airways Privilege Club or British Airways Executive Club

Annual Fee

₹500

Annual Fee

₹10000

Annual Fee Waiver

The annual fee is waived if you spend ₹1.5 lakh or more in a year on your card, as per bank policy.

Annual Fee Waiver

Not Applicable

Minimum Age

21

Minimum Age

21

Maximum Age

65

Maximum Age

60

Income (Salaried)

3 LPA

Income (Salaried)

3 LPA

Income (Self-Employed)

3 LPA

Income (Self-Employed)

3 LPA

Credit Score Required

720

Credit Score Required

750

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

3.5%

Forex Markups

3.5%

APR Fees

3.75%

APR Fees

3%

ATM withdrawal

2.5%

ATM withdrawal

0%

Reward Redemption Fees

Not Applicable

Reward Redemption Fees

Not Applicable

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

1%

Railway Surcharge

1%

Rent Payment Fees

1%

Rent Payment Fees

1%

Cash Payment Fees

₹175

Cash Payment Fees

₹100

Check Payment Fees

2%

Check Payment Fees

₹250

Max Fee

1200

View Breakdown

Max Fee

800

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

The smartest way to find your great credit card

We value your time and privacy. Your details stay secure and are used only to help you.

We value your time and privacy. Your details stay secure and are used only to help you.