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Axis Flipkart Credit Card
IDFC FIRST GAJ Credit Card
Best For
Shopping
Online Food Ordering
Travel
Best For
Dining
Travel
Cashback
APPLY AND GET ₹1400 GIFT CARD
Cashback
APPLY AND GET ₹700 GIFT CARD
Top Benefits
- on Uber, Swiggy, PVR and Cult.fit with unlimited earnings
- spends capped at ₹4,000 per statement quarter
Top Benefits
- per quarter complimentary railway lounge access, free trip cancellation cover up to ₹50,000 twice a year, and airport meet & greet
- 50% off on 2nd night, exclusive benefits at 900+ premium hotels worldwide, curated dining at handpicked restaurants via Visa Infinite, and personalized concierge service
Welcome Benefits
Welcome Benefits
- ₹250 Flipkart voucher on first transaction within 30 days
- Applicable only on paid cards with joining fee
- 50% off up to ₹100 on Swiggy for new users
- ₹350 worth total activation benefits
Welcome Benefits
Welcome Benefits
- 12,500 Reward Points worth up to ₹12,500 on payment of joining fees
- 25% off on 5-Star Hotel Voucher up to ₹5,000 on select 5-star hotel booking via IDFC FIRST Bank Mobile App on spending ₹1,00,000 within 60 days from card generation
- Complimentary FIRST Digital Rupay Credit Card for UPI payments
Travel Benefits
Flight Benefits
- Up to 15% discount on flights & hotels via MakeMyTrip
- Additional offer: 15% off up to ₹500 on eligible travel bookings
Railway Benefits
- This card does not offer any benefits in this category
Cab Benefits
- This card does not offer any benefits in this category
Bus Benefits
- This card does not offer any benefits in this category
Travel Benefits
Flight Benefits
- Bonus 20 reward points per ₹150 on flight bookings via 'Travel & Shop' on IDFC FIRST Bank Mobile App, for a total of 25 RP per ₹150 (16.67% value back)
- Free trip cancellation cover of up to ₹25,000 per booking
Railway Benefits
- 1 reward point per ₹150 on railway spends
Cab Benefits
- This card does not offer any benefits in this category
Bus Benefits
- This card does not offer any benefits in this category
Lounge Benefits
Airport Lounge Benefits
- This card does not offer any benefits in this category
Railway Lounge Benefits
- This card does not offer any benefits in this category
Lounge Benefits
Airport Lounge Benefits
- Indian airport lounges 4 visits per quarter including 1 guest visit; present Gaj: Credit Card to access
- Global airport lounges 4 visits per quarter via DreamFolks card
- Spend ₹20,000 in the current calendar month to avail the benefit in the next month
- Complimentary Airport Meet & Greet once a year on USD 1,000 international POS spends in the past 12 months; flat 10% off otherwise
Railway Lounge Benefits
- 4 complimentary visits per year at select Indian railway terminals. Spend ₹20,000 within the current calendar month to access railway lounge benefits in the following month
Movie Tickets
Movie Ticket Benefits
- This card does not offer any benefits in this category
Movie Tickets
Movie Ticket Benefits
- This card does not offer any benefits in this category
Dining Benefits
Dining Benefits
- 50% off up to ₹100 on Swiggy for first-time users using code “AXISFKNEW”
- 10% off on Swiggy orders every Wednesday
Dining Benefits
Dining Benefits
- ITC Hotels: Complimentary 3rd night for every 2 consecutive paid nights (promocode ITCVIS); 50% off on 2nd night (promocode ITCV50)
- Elivaas Luxury Villas: Free 3rd night for every 2 paid nights; 50% off on 2nd night
- Premium Hotel Offers: Room upgrade, complimentary Wi-Fi & breakfast, VIP guest status, 3PM late check-out at 900+ luxury hotels worldwide
Fuel Benefits
Fuel Benefits
- This card does not offer any benefits in this category
Fuel Surcharge Wavier Benefits
- 1% fuel surcharge waiver on fuel transactions across India Valid on transactions between ₹400 and ₹4,000 Maximum waiver up to ₹400 per statement cycle
Fuel Benefits
Fuel Benefits
- This card does not offer any benefits in this category
Fuel Surcharge Waiver Benefits
- 1% Fuel Surcharge Waiver on fuel transactions between ₹200 and ₹5,000, capped at ₹300 per statement cycle
Insurance
Insurance Benefits
- This card does not offer any benefits in this category
Insurance
Insurance Benefits
- Card Liability Cover (Lost Card Liability, Counterfeit, Skimming, Online Fraud Protection) ₹50,000
- Personal Accident Cover (accidental death or permanent disability) ₹10 Lakh
- Credit Shield (debits established against the cardholder) ₹50,000
- Travel Insurance: Loss of Checked-In Baggage – USD 500; Delay in Flight – USD 300; Delay of Checked-In Baggage – USD 100 Loss of Passport and other documents USD 300
- Personal Air Accident Cover ₹1 Crore
- Purchase Protection (Standard Fire & Allied perils and Burglary in residential premises) ₹50,000
Bank Offers
Bank Offer
- This card does not offer any benefits in this category
Bank Offers
Bank offer
- Over 300+ brand offers across dining, shopping, travel and more all year long
- 24/7 Complimentary Roadside Assistance worth₹1,399
- Complimentry lifetime free FIRST Digital Rupay Credit Card
All Reversals
All Reversals
Cancelled Transactions
Cancelled Transactions
Cash Advances
Cash Advances
ATM Cash Withdrawals
ATM Cash Withdrawals
Quasi-Cash Transactions
Quasi-Cash Transactions
Money Transfers
Money Transfers
P2P Transfers
P2P Transfers
Wallet Loads
Wallet Loads
Gift Cards and Vouchers
Gift Cards and Vouchers
EMI Spends
EMI Spends
Bank Charges & Fees
Bank Charges & Fees
Late Payment Fees
Late Payment Fees
Processing Fees
Processing Fees
Financial Charges
Financial Charges
Interest Charges
Interest Charges
Payment Returned Charges
Payment Returned Charges
Service/Interest Charges
Service/Interest Charges
Transaction Charges
Transaction Charges
Education Spends
Education Spends
Fuel Spends
Fuel Spends
Fuel Surcharge
Fuel Surcharge
Toll Payments
Toll Payments
Gambling Transactions
Gambling Transactions
Lottery
Lottery
Online Skill-Based Gaming
Online Skill-Based Gaming
Government-related Transactions
Government-related Transactions
Utility Bill Payments
Utility Bill Payments
Telecom
Telecom
Taxes
Taxes
Insurance Payments
Insurance Payments
Jewellery Purchases
Jewellery Purchases
Forex Transactions
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Cryptocurrency/Digital Asset Transactions
Rent Payment
Rent Payment
Railways
Railways
Transportation
Transportation
Business Services
Business Services
Contracted Services
Contracted Services
Collection Agencies
Collection Agencies
Security Broker Services
Security Broker Services
Charity
Charity
Donations
Donations
Antique Items
Antique Items
Load Money
Load Money
Liquid Assets
Liquid Assets
Outstanding Payments
Outstanding Payments
Voucher Purchases
Voucher Purchases
Miscellaneous
Miscellaneous
Donations to Religious Organizations
Donations to Religious Organizations
Donations to Political Organizations
Donations to Political Organizations
Smartpay
Smartpay
Smartbuy portal
Smartbuy portal
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