SBI BPCL Octane Credit Card

Axis Flipkart Credit Card

Best For

Fuel

Travel

Best For

Shopping

Online Food Ordering

Travel

Cashback

APPLY AND GET1400 GIFT CARD

Cashback

APPLY AND GET1400 GIFT CARD

Top Benefits

  • as welcome gift on payment of the annual fee
  • equivalent to 25 reward points per ₹100 with a maximum of 2,500 reward points per billing cycle

Top Benefits

  • spends capped at ₹4,000 per statement quarter
  • spends capped at ₹4,000 per statement quarter

Welcome Benefits

Welcome Benefits

  • 6,000 bonus reward points worth ₹1,500 on payment of annual fee, credited within 30 days of fee payment

Welcome Benefits

Welcome Benefits

  • ₹250 Flipkart voucher on first transaction within 30 days
  • Applicable only on paid cards with joining fee
  • 50% off up to ₹100 on Swiggy for new users
  • ₹350 worth total activation benefits

Travel Benefits

Flight Benefits

  • This card does not offer any benefits in this category

Hotel Benefits

  • This card does not offer any benefits in this category

Railway Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • Up to 15% discount on flights & hotels via MakeMyTrip
  • Additional offer: 15% off up to ₹500 on eligible travel bookings

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge

  • 4 complimentary domestic airport lounge visits per year, maximum 1 visit per quarter

Railway Lounge

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • This card does not offer any benefits in this category

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • 10 reward points per ₹100 spent on movie tickets included under monthly cap of 7,500 reward points

Movie Tickets

Movie Ticket Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining

  • 10 reward points per ₹100 spent on dining
  • Also applicable on grocery, departmental stores & movies
  • Monthly capping of 7,500 reward points

Dining Benefits

Dining Benefits

  • 50% off up to ₹100 on Swiggy for first-time users using code “AXISFKNEW”
  • 10% off on Swiggy orders every Wednesday

Fuel Benefits

Fuel Benefits

  • 25 reward points per ₹100 spent at BPCL fuel, lubricants & Bharat Gas (website/app only)
  • Approx. 6.25% value back on fuel spends

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at BPCL petrol pumps across India
  • Applicable on transactions up to ₹4,000
  • Maximum waiver capped at ₹100 per statement cycle

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on fuel transactions across India Valid on transactions between ₹400 and ₹4,000 Maximum waiver up to ₹400 per statement cycle

Insurance

Insurance Benefits

  • Complimentary fraud liability cover of ₹1,00,000

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Bank Offers

Bank Offers

  • This card does not offer any benefits in this category

Bank Offers

Bank Offer

  • This card does not offer any benefits in this category

Joining Fee

₹1499

Joining Fee

₹500

Joining Fee Waiver

2000 Rewards points on card activation worth Rs 500

Joining Fee Waiver

₹350 worth of activation benefits a Flipkart voucher worth ₹250 on making the first transaction using the card within 30 days of card issuance

Annual Fee

₹1499

Annual Fee

₹500

Annual Fee Waiver

The annual fee is waived if you spend ₹2 lakh more in a year on your card, as per bank policy.

Annual Fee Waiver

The annual fee is waived if you spend ₹3.5 lakh or more in a year on your card, as per bank policy.

Minimum Age

21

Minimum Age

18

Maximum Age

60

Maximum Age

70

Income (Salaried)

3 LPA

Income (Salaried)

3 LPA

Income (Self-Employed)

3 LPA

Income (Self-Employed)

4.2 LPA

Credit Score Required

720

Credit Score Required

720

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

3.50%

Forex Markups

3.5%

APR Fees

3.75%

APR Fees

3.75%

ATM withdrawal

2.50%

ATM withdrawal

2.5%

Reward Redemption Fees

₹99

Reward Redemption Fees

Not Applicable

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

1%

Railway Surcharge

1%

Rent Payment Fees

1%

Rent Payment Fees

1%

Cash Payment Fees

₹250

Cash Payment Fees

₹175

Check Payment Fees

₹200

Check Payment Fees

2%

Max Fee

950

View Breakdown

Max Fee

750

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

The smartest way to find your great credit card

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We value your time and privacy. Your details stay secure and are used only to help you.