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Axis Vistara Platinum Credit Card
IDFC FIRST Classic Credit Card
Best For
Shopping
Online Food Ordering
Travel
Best For
Shopping
Travel
Utility Bills
Cashback
APPLY AND GET ₹425 GIFT CARD
Cashback
APPLY AND GET ₹700 GIFT CARD
Top Benefits
- spent redeemable for upgrades and award flights via Air India Maharaja Club
- access on spending ₹50,000 in the previous 3 calendar months
Top Benefits
- & Wallet Loads on rental, property management, government services, education and wallet load transactions
- via FIRST Rewards Gallery plus 13% bonus on flights, over and above usual card reward points, redeemable for travel
Welcome Benefits
Welcome Benefits
- One complimentary one-way Economy Class base-fare-waived ticket voucher on the Air India domestic network, issued as a welcome gift on fee payment
Welcome Benefits
Welcome Benefits
- This card does not offer any benefits in this category
Travel Benefits
Flight Benefits
- Earn 2 Maharaja Points for every ₹200 spent on eligible spends
- Redeem Maharaja Points for Flight Upgrades and Award Flights via Air India Maharaja Club
- Save up to 15% instantly on Flights and Hotels via Goibibo and MakeMyTrip every Wednesday
Railway Benefits
- This card does not offer any benefits in this category
Cab Benefits
- This card does not offer any benefits in this category
Bus Benefits
- This card does not offer any benefits in this category
Travel Benefits
Flight Benefits
- Earn 13% bonus Reward Points on flight bookings via FIRST Rewards Gallery, over and above usual card reward points
- Redeem Reward Points for Flight and Hotel Bookings
Railway Benefits
- This card does not offer any benefits in this category
Cab Benefits
- This card does not offer any benefits in this category
Bus Benefits
- This card does not offer any benefits in this category
Lounge Benefits
Airport Lounge Benefits
- 2 Complimentary Domestic Airport Lounge accesses at select airports within India
- Minimum spend of ₹50,000 in the previous 3 calendar months required to unlock Lounge Access
- For newly issued cards, the minimum spend criteria is waived for the month of issuance and the following 3 calendar months
Railway lounge Benefits
- This card does not offer any benefits in this category
Lounge Benefits
Airport Lounge Benefits
- This card does not offer any benefits in this category
Railway Lounge Benefits
- This card does not offer any benefits in this category
Movie Tickets
Movie Ticket Benefits
- This card does not offer any benefits in this category
Movie Tickets
Movie Ticket Benefits
- This card does not offer any benefits in this category
Dining Benefits
Dining Benefits
- This card does not offer any benefits in this category
Dining Benefits
Dining Benefits
- Up to 20% Discount at over 1,500 restaurants across India
Fuel Benefits
Fuel Benefits
- This card does not offer any benefits in this category
Fuel Surcharge Waiver Benefits
- This card does not offer any benefits in this category
Fuel Benefits
Surcharge Waiver Benefits
- This card does not offer any benefits in this category
Fuel Benefits
- This card does not offer any benefits in this category
Insurance
Insurance Benefits
- Purchase protection cover up to ₹1,00,000
- Travel-related coverage up to USD 300 for loss of travel documents
- Coverage for delay of check-in baggage
- Coverage for loss of check-in baggage
Insurance
Insurance Benefits
- Personal Accident Cover Coverage of ₹2,00,000
- Lost Card Liability Cover Coverage of ₹25,000, valid upon making at least one transaction on the card in the last 30 days
Bank Offers
Bank Offer
- Wednesday Delight offers every Wednesday on partner platforms
- Save up to 15% instantly on flights and hotels via Goibibo and MakeMyTrip every Wednesday
- Get 10% off on orders via Swiggy and Amazon Fresh every Wednesday
- Get 10% off on Tira purchases up to ₹1,000 every Wednesday
Bank Offers
Bank Offers
- Activate UPI on the credit card for ₹199 + GST available via Paytm, Google Pay, PhonePe, and BHIM
- Limited period offer: 100% cashback up to ₹200 on first 4 UPI transactions (₹50 each)
- Earn up to 3X reward points on UPI spends
- Joining and annual fee of ₹199 + GST (2nd year onwards)
- Reward redemption attracts a convenience charge of ₹99 (+GST) per redemption
All Reversals
All Reversals
Cancelled Transactions
Cancelled Transactions
Cash Advances
Cash Advances
ATM Cash Withdrawals
ATM Cash Withdrawals
Quasi-Cash Transactions
Quasi-Cash Transactions
Money Transfers
Money Transfers
P2P Transfers
P2P Transfers
Wallet Loads
Wallet Loads
Gift Cards and Vouchers
Gift Cards and Vouchers
EMI Spends
EMI Spends
Bank Charges & Fees
Bank Charges & Fees
Late Payment Fees
Late Payment Fees
Processing Fees
Processing Fees
Financial Charges
Financial Charges
Interest Charges
Interest Charges
Payment Returned Charges
Payment Returned Charges
Service/Interest Charges
Service/Interest Charges
Transaction Charges
Transaction Charges
Education Spends
Education Spends
Fuel Spends
Fuel Spends
Fuel Surcharge
Fuel Surcharge
Toll Payments
Toll Payments
Gambling Transactions
Gambling Transactions
Lottery
Lottery
Online Skill-Based Gaming
Online Skill-Based Gaming
Government-related Transactions
Government-related Transactions
Utility Bill Payments
Utility Bill Payments
Telecom
Telecom
Taxes
Taxes
Insurance Payments
Insurance Payments
Jewellery Purchases
Jewellery Purchases
Forex Transactions
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Cryptocurrency/Digital Asset Transactions
Rent Payment
Rent Payment
Railways
Railways
Transportation
Transportation
Business Services
Business Services
Contracted Services
Contracted Services
Collection Agencies
Collection Agencies
Security Broker Services
Security Broker Services
Charity
Charity
Donations
Donations
Antique Items
Antique Items
Load Money
Load Money
Liquid Assets
Liquid Assets
Outstanding Payments
Outstanding Payments
Voucher Purchases
Voucher Purchases
Miscellaneous
Miscellaneous
Donations to Religious Organizations
Donations to Religious Organizations
Donations to Political Organizations
Donations to Political Organizations
Smartpay
Smartpay
Smartbuy portal
Smartbuy portal
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