Axis Vistara Platinum Credit Card

Reliance SBI Card PRIME

Best For

Shopping

Online Food Ordering

Travel

Best For

Shopping

Grocery Shopping

Travel

Cashback

APPLY AND GET425 GIFT CARD

Top Benefits

  • spent redeemable for upgrades and award flights via Air India Maharaja Club
  • access on spending ₹50,000 in the previous 3 calendar months

Top Benefits

  • and 10 Reward Points per Rs. 100 at other participating Reliance Retail Stores
  • 4 international lounge visits per year (max 2 per quarter), plus 2 complimentary domestic airport lounge visits every quarter in India

Welcome Benefits

Welcome Benefits

  • One complimentary one-way Economy Class base-fare-waived ticket voucher on the Air India domestic network, issued as a welcome gift on fee payment

Welcome Benefits

Welcome Benefits

  • Reliance Retail Voucher worth ₹3,000 on payment of joining fee
  • Additional discount vouchers worth ₹11,999 of various participating Reliance Retail Stores
  • Vouchers are delivered within 30 days post realization of the joining fee

Travel Benefits

Flight Benefits

  • Earn 2 Maharaja Points for every ₹200 spent on eligible spends
  • Redeem Maharaja Points for Flight Upgrades and Award Flights via Air India Maharaja Club
  • Save up to 15% instantly on Flights and Hotels via Goibibo and MakeMyTrip every Wednesday

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Flight Benefits

  • Earn 5 Reward Points per ₹100 spent on domestic and international airline transactions

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • 2 Complimentary Domestic Airport Lounge accesses at select airports within India
  • Minimum spend of ₹50,000 in the previous 3 calendar months required to unlock Lounge Access
  • For newly issued cards, the minimum spend criteria is waived for the month of issuance and the following 3 calendar months

Railway lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • Complimentary Priority Pass Program membership worth $99 with 4 complimentary international airport lounge visits per year (max 2 visits per quarter, access to 1,000+ lounges worldwide), and 2 complimentary domestic airport lounge visits every quarter in India
  • Post complimentary visits, a usage fee of $27 + taxes per international visit applies
  • Complimentary membership is valid for 2 years only

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Ticket Benefits

  • 1 free movie ticket per month (up to Rs. 250), valid on one transaction per month
  • Convenience fee is chargeable

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Dining Benefits

Dining Benefits

  • Earn 5 Reward Points per Rs. 100 spent on dining

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • This card does not offer any benefits in this category

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, maximum waiver of ₹100 per statement cycle

Insurance

Insurance Benefits

  • Purchase protection cover up to ₹1,00,000
  • Travel-related coverage up to USD 300 for loss of travel documents
  • Coverage for delay of check-in baggage
  • Coverage for loss of check-in baggage

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Bank Offers

Bank Offer

  • Wednesday Delight offers every Wednesday on partner platforms
  • Save up to 15% instantly on flights and hotels via Goibibo and MakeMyTrip every Wednesday
  • Get 10% off on orders via Swiggy and Amazon Fresh every Wednesday
  • Get 10% off on Tira purchases up to ₹1,000 every Wednesday

Bank Offers

Bank Offer

  • Network privileges - Mastercard: up to 12% instant discount on hotel bookings worldwide via Agoda, up to 15% off at Apollo Pharmacy, and up to 15% off on room bookings & F&B at The Lalit Hotels
  • RuPay: up to 15% cashback on hotels and flight bookings at MakeMyTrip, up to 20% off on ZoomCar, and up to 15% off on shopping at Lifestyle Stores
  • Plus transaction offers at participating Reliance Retail Stores

Joining Fee

₹1500

Joining Fee

₹2999

Joining Fee Waiver

1 complimentary economy class ticket on card issuance

Joining Fee Waiver

Reliance Retail Voucher worth ₹3,000 on payment of joining fee, plus additional discount vouchers worth ₹11,999 of various participating Reliance Retail Stores. Vouchers shall be delivered within 30 days post realization of the joining fee

Annual Fee

₹1500

Annual Fee

₹2999

Annual Fee Waiver

Not Applicable

Annual Fee Waiver

The annual fee is waived if you spend ₹3 lakh or more at participating Reliance Retail Stores in a year on your card, as per bank policy

Minimum Age

18

Minimum Age

21

Maximum Age

70

Maximum Age

60

Income (Salaried)

6 LPA

Income (Salaried)

3 LPA

Income (Self-Employed)

6 LPA

Income (Self-Employed)

6 LPA

Credit Score Required

720

Credit Score Required

720

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

3.50%

Forex Markups

3.5%

APR Fees

3.75%

APR Fees

3.75%

ATM withdrawal

2.50%

ATM withdrawal

2.5%

Reward Redemption Fees

Not Applicable

Reward Redemption Fees

₹99

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

As prescribed by IRCTC / Indian Railways

Railway Surcharge

1%

Rent Payment Fees

1%

Rent Payment Fees

₹199

Cash Payment Fees

₹175

Cash Payment Fees

₹250

Check Payment Fees

2%

Check Payment Fees

₹200

Max Fee

750

View Breakdown

Max Fee

1300

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

The smartest way to find your great credit card

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