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HDFC Millennia Credit Card
RBL Super Binge Credit Card
Best For
Shopping
Dining
Best For
Shopping
Cashback
APPLY AND GET ₹1100 GIFT CARD
Cashback
APPLY AND GET ₹750 GIFT CARD
Top Benefits
- cashback is in reward points redeemable against statement balance (1 point = ₹1)
- using coupon code HDFCCARDS
Top Benefits
- on payment of annual fee and spends of INR 2,000 within 30 days of card issuance
- up to ₹200 off, once a month on any day
Welcome Benefits
Welcome Benefits
- This card does not offer any benefits in this category
Welcome Benefits
Welcome Benefits
- 4,000 bonus reward points (worth ₹1,000) upon payment of joining fee and spending ₹2,000 within 30 days of card issuance
- Not applicable to First Year Free cards
Travel Benefits
Flight Benefits
- This card does not offer any benefits in this category
Railway Benefits
- This card does not offer any benefits in this category
Cab Benefits
- This card does not offer any benefits in this category
Bus Benefits
- This card does not offer any benefits in this category
Travel Benefits
Travel Benefits
- This card does not offer any benefits in this category
Lounge Benefits
- Lounge benefits have been discontinued for this card (w.e.f. July 01, 2025)
Railway Lounge Benefits
- This card does not offer any benefits in this category
Bus Benefits
- This card does not offer any benefits in this category
Lounge Benefits
Airport Lounge Benefits
- 1 domestic lounge access per calendar quarter on spending ₹1,00,000 or more in that quarter (part of milestone program — choose either lounge access voucher or ₹1,000 gift voucher)
- Lounge access is integrated into the quarterly spends milestone program
Railway Lounge Benefits
- This card does not offer any benefits in this category
Lounge Benefits
Lounge Benefits
- This card does not offer any benefits in this category
Movie Tickets
Movie Ticket Benefits
- This card does not offer any benefits in this category
Movie Tickets
Movie Benefits
- Buy 1 Get 1 free on BookMyShow movie tickets
- Maximum discount of ₹200 per transaction
- Valid once a month on any day
- Avail via offers/discounts section on BookMyShow checkout page
- Cannot be clubbed with any other offer
Dining Benefits
Dining
- 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS
Dining Benefits
Dining Benefits
- This card does not offer any benefits in this category
Fuel Benefits
Fuel Surcharge Waiver Benefits
- 1% fuel surcharge waiver at all fuel stations across India, Applicable on minimum transaction of ₹400 and maximum transaction of ₹5,000, Maximum waiver of ₹250 per statement cycle
Fuel Benefits
- This card does not offer any benefits in this category
Fuel Benefits
Fuel Benefits
- This card does not offer any benefits in this category
Fuel Surcharge Waiver Benefits
- 1% fuel surcharge waiver up to ₹100 per month
- Applicable on fuel transactions between ₹500 and ₹4,000
Insurance
Insurance Benefits
- This card does not offer any benefits in this category
Insurance
Insurance Benefits
- This card does not offer any benefits in this category
Bank Offers
Bank Offers
- This card does not offer any benefits in this category
Bank Offers
Bank Offers
- Earn 12 reward points per ₹100 spent on all online purchases, capped at 800 reward points per month (excluding spends on rental, education, insurance, and utility)
- Earn 1 reward point for every ₹100 spent on all other eligible spends (1 reward point value ranges from ₹0.11 to ₹0.25 depending on redemption category)
- Annual fee waiver on spending ₹1,00,000 in a year
All Reversals
All Reversals
Cancelled Transactions
Cancelled Transactions
Cash Advances
Cash Advances
ATM Cash Withdrawals
ATM Cash Withdrawals
Quasi-Cash Transactions
Quasi-Cash Transactions
Money Transfers
Money Transfers
P2P Transfers
P2P Transfers
Wallet Loads
Wallet Loads
Gift Cards and Vouchers
Gift Cards and Vouchers
EMI Spends
EMI Spends
Bank Charges & Fees
Bank Charges & Fees
Late Payment Fees
Late Payment Fees
Processing Fees
Processing Fees
Financial Charges
Financial Charges
Interest Charges
Interest Charges
Payment Returned Charges
Payment Returned Charges
Service/Interest Charges
Service/Interest Charges
Transaction Charges
Transaction Charges
Education Spends
Education Spends
Fuel Spends
Fuel Spends
Fuel Surcharge
Fuel Surcharge
Toll Payments
Toll Payments
Gambling Transactions
Gambling Transactions
Lottery
Lottery
Online Skill-Based Gaming
Online Skill-Based Gaming
Government-related Transactions
Government-related Transactions
Utility Bill Payments
Utility Bill Payments
Telecom
Telecom
Taxes
Taxes
Insurance Payments
Insurance Payments
Jewellery Purchases
Jewellery Purchases
Forex Transactions
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Cryptocurrency/Digital Asset Transactions
Rent Payment
Rent Payment
Railways
Railways
Transportation
Transportation
Business Services
Business Services
Contracted Services
Contracted Services
Collection Agencies
Collection Agencies
Security Broker Services
Security Broker Services
Charity
Charity
Donations
Donations
Antique Items
Antique Items
Load Money
Load Money
Liquid Assets
Liquid Assets
Outstanding Payments
Outstanding Payments
Voucher Purchases
Voucher Purchases
Miscellaneous
Miscellaneous
Donations to Religious Organizations
Donations to Religious Organizations
Donations to Political Organizations
Donations to Political Organizations
Smartpay
Smartpay
Smartbuy portal
Smartbuy portal
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