HDFC MoneyBack Plus Credit Card

RBL Super Binge Credit Card

Best For

Shopping

Online Food Ordering

Dining

Best For

Shopping

Cashback

APPLY AND GET1100 GIFT CARD

Cashback

APPLY AND GET750 GIFT CARD

Top Benefits

  • Discount using coupon code HDFCCARDS per transaction on a minimum order value of ₹2,000, up to twice per month
  • spends with a monthly reward capping of 2,500 CashPoints

Top Benefits

  • on payment of annual fee and spends of INR 2,000 within 30 days of card issuance
  • up to ₹200 off, once a month on any day

Welcome Benefits

Welcome Benefits

  • 500 Reward Points on payment of joining fee

Welcome Benefits

Welcome Benefits

  • 4,000 bonus reward points (worth ₹1,000) upon payment of joining fee and spending ₹2,000 within 30 days of card issuance
  • Not applicable to First Year Free cards

Travel Benefits

Flight Benefits

  • CashPoints can be redeemed against flight and hotel bookings via SmartBuy

Railway Benefits

  • This card does not offer any benefits in this category

Cab Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Travel Benefits

Travel Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

  • Lounge benefits have been discontinued for this card (w.e.f. July 01, 2025)

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Bus Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Airport Lounge Benefits

  • This card does not offer any benefits in this category

Railway Lounge Benefits

  • This card does not offer any benefits in this category

Lounge Benefits

Lounge Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Benefits

  • This card does not offer any benefits in this category

Movie Tickets

Movie Benefits

  • Buy 1 Get 1 free on BookMyShow movie tickets
  • Maximum discount of ₹200 per transaction
  • Valid once a month on any day
  • Avail via offers/discounts section on BookMyShow checkout page
  • Cannot be clubbed with any other offer

Dining Benefits

Dining Benefits

  • 10% additional discount on Swiggy Dineout with code HDFCCARDS

Dining Benefits

Dining Benefits

  • This card does not offer any benefits in this category

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Surcharge Waiver Benefits

  • 1% waiver on fuel transactions (min. ₹400, max. ₹5,000; max. ₹250 waiver per statement cycle)

Fuel Benefits

Fuel Benefits

  • This card does not offer any benefits in this category

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver up to ₹100 per month
  • Applicable on fuel transactions between ₹500 and ₹4,000

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Insurance

Insurance Benefits

  • This card does not offer any benefits in this category

Bank Offers

Bank Offer

  • Up to ₹500 discount on Swiggy Dineout transactions using HDFC Bank Credit Cards
  • Flat ₹200 discount per transaction using coupon code (minimum order ₹2,000)
  • Maximum 2 redemptions per month per user

Bank Offers

Bank Offers

  • Earn 12 reward points per ₹100 spent on all online purchases, capped at 800 reward points per month (excluding spends on rental, education, insurance, and utility)
  • Earn 1 reward point for every ₹100 spent on all other eligible spends (1 reward point value ranges from ₹0.11 to ₹0.25 depending on redemption category)
  • Annual fee waiver on spending ₹1,00,000 in a year

Joining Fee

₹500

Joining Fee

₹999

Joining Fee Waiver

The joining fee is not offset by any bonus or credit.

Joining Fee Waiver

4,000 Reward Points on payment of the annual fee and ₹2,000 spent within 30 days of card issuance.

Annual Fee

₹500

Annual Fee

₹999

Annual Fee Waiver

The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.

Annual Fee Waiver

The annual fee is waived if you spend ₹1,00,000 or more in a year on your card, as per bank policy.

Minimum Age

21

Minimum Age

21

Maximum Age

60

Maximum Age

60

Income (Salaried)

2.4 LPA

Income (Salaried)

3 LPA

Income (Self-Employed)

2.4 LPA

Income (Self-Employed)

6 LPA

Credit Score Required

720

Credit Score Required

720

Employment Type

Salaried & Self-Employed

Employment Type

Salaried & Self-Employed

Forex Markups

3.50%

Forex Markups

3.5%

APR Fees

3.60%

APR Fees

3.99%

ATM withdrawal

2.50%

ATM withdrawal

2.5%

Reward Redemption Fees

₹99

Reward Redemption Fees

₹99

Link for all T&Cs

View T&C

Link for all T&Cs

View T&C

Railway Surcharge

1%

Railway Surcharge

1.8%

Rent Payment Fees

1%

Rent Payment Fees

1%

Cash Payment Fees

₹100

Cash Payment Fees

₹100

Check Payment Fees

₹50

Check Payment Fees

Not Applicable

Max Fee

1300

View Breakdown

Max Fee

1200

View Breakdown

All Reversals

All Reversals

Cancelled Transactions

Cancelled Transactions

Cash Advances

Cash Advances

ATM Cash Withdrawals

ATM Cash Withdrawals

Quasi-Cash Transactions

Quasi-Cash Transactions

Money Transfers

Money Transfers

P2P Transfers

P2P Transfers

Wallet Loads

Wallet Loads

Gift Cards and Vouchers

Gift Cards and Vouchers

EMI Spends

EMI Spends

Bank Charges & Fees

Bank Charges & Fees

Late Payment Fees

Late Payment Fees

Processing Fees

Processing Fees

Financial Charges

Financial Charges

Interest Charges

Interest Charges

Payment Returned Charges

Payment Returned Charges

Service/Interest Charges

Service/Interest Charges

Transaction Charges

Transaction Charges

Education Spends

Education Spends

Fuel Spends

Fuel Spends

Fuel Surcharge

Fuel Surcharge

Toll Payments

Toll Payments

Gambling Transactions

Gambling Transactions

Lottery

Lottery

Online Skill-Based Gaming

Online Skill-Based Gaming

Government-related Transactions

Government-related Transactions

Utility Bill Payments

Utility Bill Payments

Telecom

Telecom

Taxes

Taxes

Insurance Payments

Insurance Payments

Jewellery Purchases

Jewellery Purchases

Forex Transactions

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Cryptocurrency/Digital Asset Transactions

Rent Payment

Rent Payment

Railways

Railways

Transportation

Transportation

Business Services

Business Services

Contracted Services

Contracted Services

Collection Agencies

Collection Agencies

Security Broker Services

Security Broker Services

Charity

Charity

Donations

Donations

Antique Items

Antique Items

Load Money

Load Money

Liquid Assets

Liquid Assets

Outstanding Payments

Outstanding Payments

Voucher Purchases

Voucher Purchases

Miscellaneous

Miscellaneous

Donations to Religious Organizations

Donations to Religious Organizations

Donations to Political Organizations

Donations to Political Organizations

Smartpay

Smartpay

Smartbuy portal

Smartbuy portal

The smartest way to find your great credit card

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