Axis
Axis ACE Credit Card
This is an invite only card
Apply and get ₹1400 Rewards
Top Benefits
5% Cashback on Bill Payments & Recharges Via Google Pay
Electricity, water, gas, LPG, broadband, DTH & mobile recharges paid via Google Pay using ACE (Android only). Accelerated cashback is capped at ₹500 per statement (combined with 4% category)
4% Cashback on Swiggy, Zomato & Ola
Valid on Swiggy & Zomato (app & website) forms part of the accelerated bucket
Best For
Online Food Ordering
Travel
Utility Bills
UPI
Joining/Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
18-70 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 5% cashback on utility bill payments including electricity, water, gas, LPG and broadband, as well as DTH and mobile recharges, when paid via Google Pay using the Axis Bank ACE Credit Card (Android only
- 4% cashback on spends made on Swiggy, Zomato and Ola through their mobile apps or websites
- 1.5% unlimited cashback on all other eligible retail spends
- Cashback from the 5% and 4% categories combined is capped at ₹500 per statement cycle
- 4 complimentary domestic airport lounge visits per calendar year at select airports
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
EMI Transactions
Purchases converted to EMI post facto
Wallet Loads
Cash Advances
Rental Payment
Purchase of Gold/Jewellery Items
Insurance Premium Payments
Educational Services
Payment of Outstanding Balances
Payment of Card Fees
For Spends Waiver
Fuel Spends
EMI Transactions
Purchases converted to EMI post facto
Wallet Loads
Cash Advances
Rental Payment
Purchase of Gold/Jewellery Items
Insurance Premium Payments
Educational Services
Payment of Outstanding Balances
Payment of Card Fees
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees Interest rate of 3.75% per month (55% p.a) is applicable on unpaid balances and cash advances if the total amount is not paid by the due date. | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges. | As prescribed by IRCTC / Indian Railways |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A processing fee of 2% is charged for payments made through cheque at Axis Bank branches or drop boxes | 2% |
Cash Payment Fees ₹175 is charged for cash payments made towards the credit card bill at Axis Bank branches. | ₹175 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹750 | ₹500 |
| ₹751 - ₹1200 | ₹750 |
| Above ₹1200 | ₹1,200 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1400 Rewards
Top Benefits
5% Cashback on Bill Payments & Recharges Via Google Pay
Electricity, water, gas, LPG, broadband, DTH & mobile recharges paid via Google Pay using ACE (Android only). Accelerated cashback is capped at ₹500 per statement (combined with 4% category)
4% Cashback on Swiggy, Zomato & Ola
Valid on Swiggy & Zomato (app & website) forms part of the accelerated bucket
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