Axis
Axis Atlas Credit Card
This card is no longer offered by bank
This card is no longer sourceable
Apply and get ₹0 Rewards
This card is no longer offered by bank
Top Benefits
Earn 5 EDGE Miles for Every ₹100
Spent on TRAVEL EDGE portal, direct airlines and hotels, capped at cumulative travel spends of ₹2,00,000 per month
Enjoy Airport Lounge Access
with 8 domestic and 4 international visits per year on Silver tier, 12 domestic and 6 international on Gold tier, and 18 domestic and 12 international on Platinum tier
Best For
Shopping
Travel
Joining / Annual Fee
Joining Fees
₹5,900 ( ₹5000 + GST )
Annual Fees
₹5,900 ( ₹5000 + GST )
Eligibility
Age
Criteria*
18-70 years
Salary
Criteria*
12LPA
Credit
Rating*
750+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 5 EDGE Miles per ₹100 on eligible travel spends via Axis Bank Travel EDGE portal, direct airline and direct hotel bookings up to ₹2,00,000 per month; earn 2 EDGE Miles per ₹100 thereafter
- Earn 2 EDGE Miles per ₹100 on all other eligible domestic and international transactions (from 20 April 2024 onwards
- Milestone Benefits:
– ₹3 lakh annual spend: 2,500 EDGE Miles
– ₹7.5 lakh annual spend: Additional 2,500 EDGE Miles
– ₹15 lakh annual spend: Additional 5,000 EDGE Miles - Annual Fee Rewards (on payment of ₹5,000 + GST):
– Silver Tier: N/A
– Gold Tier: 2,500 EDGE Miles
– Platinum Tier: 5,000 EDGE Miles
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Edge Mile = ₹1
Redemption Options
- Flights & Hotels (via portal)
- Air miles & Hotel points transfer
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions
Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions
Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals. | 1.80% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees ₹175 cash payment fee per deposit | ₹175 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1,200 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Earn 5 EDGE Miles for Every ₹100
Spent on TRAVEL EDGE portal, direct airlines and hotels, capped at cumulative travel spends of ₹2,00,000 per month
Enjoy Airport Lounge Access
with 8 domestic and 4 international visits per year on Silver tier, 12 domestic and 6 international on Gold tier, and 18 domestic and 12 international on Platinum tier
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