Axis Horizon Credit Card – 5X Miles, Lounge Access & 1:1 Transfer

Axis

Axis Horizon Credit Card

This is an invite only card

Apply and get ₹1750 Rewards

Top Benefits

5000 EDGE Miles on First transaction

will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.

Get 2 Complimentary International Lounge Visits

per quarter and 8 domestic lounge visits for Visa Signature cardholders.

Best For

Online Food Ordering

Travel

Joining / Annual Fee

Joining Fees

₹3,540 ( ₹3000 + GST )

logo The joining fee is not offset by any bonus or credit.

Annual Fees

₹3,540 ( ₹3000 + GST )

logo The annual fee is not waived under any spending conditions.

Eligibility

Age
Criteria*

18-70 years

Salary
Criteria*

6LPA

Credit
Rating*

720+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

All Card Benefits

5000 EDGE Miles credited on the first transaction greater than or equal to ₹1000 within 30 days of card issuance.
1500 EDGE Miles credited upon card anniversary each year.
5 EDGE Miles for every ₹100 spent on Axis Bank Travel EDGE portal and airline bookings.
2 complimentary international lounge accesses per calendar quarter.
6-8 complimentary lounge visits per calendar quarter, depending on card type (Mastercard® or Visa).
Discounts and benefits at top restaurants across India under the Dining Delights Program.
1% fuel surcharge waiver on transactions between ₹400 and ₹5000, capped at ₹400 per statement month.
Lost card liability cover up to ₹10 lakh for fraudulent transactions.
Special offers every Wednesday for additional savings and perks.

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 EDGE Mile = ₹1

Redemption Options

Flight Booking
Hotels
Experiences via the Axis Bank Travel EDGE platform or the EDGE Miles catalogue.

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via Great.Cards to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Transportation

Tolls

Utilities

Telecom

Insurance

Educational Institutions

Govt. Institutions

Wallet

Rent

Fuel

For Spends Waiver

Exclude fuel

insurance

and utility spend waivers

Bank Fee Structure

Structure	Details
Forex Markups 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500	3.50%
APR Fees 3.75% monthly interest charge (55.55% annually) applicable on outstanding balances	3.75%
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).	2.50%
Reward Redemption Fees No fee is charged when redeeming reward points on this card.	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.	1.80%
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges	1%
Cheque Payment Fees A fee of ₹100 is charged for payments made through cheque	₹100
Cash Payment Fees ₹100 fee applicable on cash payments made at bank branches	₹100