Axis

Axis Magnus Credit Card

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This is an invite only card

Apply and get ₹1750 Rewards

Top Benefits

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Get a Welcome Voucher Worth ₹12,500

choose from Luxe Gift Card, The Postcard Hotels Gift Voucher, or Yatra Gift Voucher on making first transaction within 30 days

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Enjoy Unlimited Domestic Airport Lounge

Access on spending ₹50,000 in the previous 3 months, at select lounges in India

Best For

Shopping

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Airport Lounge

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Dining

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Travel

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Joining/Annual Fee

Joining Fees

14,750 ( ₹12500 + GST )

logoOne-way domestic economy flight ticket, Luxe Gift Voucher, or Postcard Hotels voucher worth up to ₹12,500 on card issuance.

Annual Fees

14,750 ( ₹12500 + GST )

logoThe annual fee is waived if you spend ₹2500000 or more in a year on your card, as per bank policy.

Eligibility

Age
Criteria*

21-60 years

Salary
Criteria*

24LPA

Credit
Rating*

750+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

Pin Code*

Monthly In Hand Income*

Income Type*

Salaried
Self Employed

All Card Benefits

  • Welcome Voucher worth ₹12,500 — choose from Luxe Gift Card, Postcard Hotels, or Yatra Gift Voucher upon first transaction within 30 days
  • Unlimited International Lounge Access via Priority Pass with 4 guest visits per year
  • Earn up to 35 EDGE Reward Points per ₹200 on monthly spends above ₹1.5 lakh

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 Reward Point = ₹0.20

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Redemption Options

  • Airmiles & Hotel Loyalty Points
  • Travel EDGE Portal
  • EDGE Rewards Catalog
  • Instant Vouchers & Gift Cards

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

  • If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
  • A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
  • Please use Aadhaar linked mobile number to fill the application
  • If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

  • Resume your application only via Great.Cards to avoid losing Rewards
  • If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
  • Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

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Fuel Spends

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Wallet Loads

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Rent Payment

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Utility Bill Payments

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Government-related Transactions

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Insurance Payments

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Jewellery Purchases

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Rewards Redemption

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Cash Advances

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Outstanding Payments

For Spends Waiver

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Fuel Spends

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Wallet Loads

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Rent Payment

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Utility Bill Payments

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Government-related Transactions

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Insurance Payments

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Jewellery Purchases

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Rewards Redemption

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Cash Advances

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Outstanding Payments

Bank Fee Structure

StructureDetails
Forex Markups

2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
Examples (2%):
₹100 → ₹2
₹1,000 → ₹20
₹10,000 → ₹200
₹1,00,000 → ₹2,000

2%
APR Fees

3% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases.

3%
ATM withdrawal

Not Applicable

Not Applicable
Reward Redemption Fees

A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.

₹99
Link for all T&Cs
Click Here
Railway Surcharge

Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges.

As prescribed by IRCTC / Indian Railways
Rent Payment Fees

1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges

1%
Cheque Payment Fees

Not Applicable

Not Applicable
Cash Payment Fees

A fee of ₹175 is charged for payments made by depositing cash at a bank branch or ATM.

₹175
Late Payment FeesAmount Due
₹0 - ₹500 ₹0
₹501 - ₹5000 ₹500
₹5001 - ₹10000 ₹750
Above ₹10,000 ₹1200
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That’s the full story of this credit card

Like this card? Your apply button’s just there.logo

Top Benefits

Apply and get ₹1750 Rewards

Top Benefits

logo

Get a Welcome Voucher Worth ₹12,500

choose from Luxe Gift Card, The Postcard Hotels Gift Voucher, or Yatra Gift Voucher on making first transaction within 30 days

logo

Enjoy Unlimited Domestic Airport Lounge

Access on spending ₹50,000 in the previous 3 months, at select lounges in India

The smartest way to find your great credit card

We value your time and privacy. Your details stay secure and are used only to help you.

We value your time and privacy. Your details stay secure and are used only to help you.