Axis
Axis Reserve Credit Card
This is an invite only card
Apply and get ₹1750 Rewards
Top Benefits
Free Swiggy One Membership Giving Unlimited
free deliveries, exclusive offers on Swiggy Food, Instamart, Dineout and more
Complimentary Club ITC Culinaire, Accorplus and Handcrafted Club Marriott
Asia Pacific memberships plus EazyDiner Prime membership for up to 25% off at premium restaurants
Best For
Online Food Ordering
Dining
Travel
Joining / Annual Fee
Joining Fees
₹59,000 ( ₹50000 + GST )
Annual Fees
₹59,000 ( ₹50000 + GST )
Eligibility
Age
Criteria*
21-65 years
Salary
Criteria*
36LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 15 EDGE points per ₹200 (2X on international)
- Unlimited Priority Pass + unlimited domestic lounge
- Complimentary airport concierge
- 50 free golf rounds annually
- complimentary Club ITC Culinaire, Accorplus, Club Marriott and EazyDiner Prime memberships
- Complimentary Swiggy One
- Complimentary BookMyShow tickets
- 1.5% forex markup
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 EDGE = ₹0.20
Redemption Options
- Travel vouchers
- Electronics
- Gift vouchers
- Partner product
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Wallet
Government spends
Insurance
Gold & Jewellery
Fuel
Cash advances
For Spends Waiver
Wallet
Government spends
Insurance
Gold
Jewellery
Fuel
Cash advances
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  1.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 1.5% |
APR Fees Finance charges of 3.0% per month (42.58% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.0% |
ATM withdrawal No cash advance fee is charged on cash withdrawals using this card | Not Applicable |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% is applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of 2% of the payment amount (minimum ₹500) is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees A fee of ₹175 per transaction is charged for cash payments made at Axis Bank branches (daily cash payment limit of ₹50,000) | ₹175 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1200 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1750 Rewards
Top Benefits
Free Swiggy One Membership Giving Unlimited
free deliveries, exclusive offers on Swiggy Food, Instamart, Dineout and more
Complimentary Club ITC Culinaire, Accorplus and Handcrafted Club Marriott
Asia Pacific memberships plus EazyDiner Prime membership for up to 25% off at premium restaurants
The smartest way to find your great credit card
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