HDFC
HDFC Diners Club Black Credit Card
This card is no longer offered by bank
This card is no longer sourceable
This card is no longer offered by bank
Top Benefits
5X Reward Points on Spends
Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits
Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Best For
Shopping
Online Food Ordering
Dining
Travel
Joining / Annual Fee
Joining Fees
₹11,800 ( ₹10000 + GST )
Annual Fees
₹11,800 ( ₹10000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
30LPA
Credit
Rating*
750+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 5 Reward Points for every ₹150 spent
- Earn up to 10X Reward Points on hotels via SmartBuy
- Up to 50 days of interest-free credit from date of purchase
- Ability to convert large transactions to SmartEMI after purchase
- Contactless payments
- 10,000 Reward Points on spending ₹4L in a calendar quarter
- Simple card management via HDFC Bank MyCards
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 reward point = ₹1
Redemption Options
N/A
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 2% |
APR Fees Interest is charged at 1.99% per month (23.88% per annum) on unpaid balances | 1.99% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A railway ticket purchase fee of strong 1% of the transaction amount plus GST | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees Outstation cheque processing charges are applicable as follows: | ₹50 |
Cash Payment Fees A cash processing fee of strong ₹100 strong is charged for credit card payments made in cash at HDFC Bank branches or ATMs | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
5X Reward Points on Spends
Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits
Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
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