HDFC
HDFC Diners Club Black Credit Card
This card is no longer offered by bank
This card is no longer sourceable
Apply and get ₹0 Rewards
This card is no longer offered by bank
Top Benefits
5X Reward Points on Spends
Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits
Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Best For
Shopping
Online Food Ordering
Dining
Travel
Joining / Annual Fee
Joining Fees
₹11,800 ( ₹10000 + GST )
Annual Fees
₹11,800 ( ₹10000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
30LPA
Credit
Rating*
750+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 5 Reward Points for every ₹150 spent
- Earn up to 10X Reward Points on hotels via SmartBuy
- Up to 50 days of interest-free credit from date of purchase
- Ability to convert large transactions to SmartEMI after purchase
- Contactless payments
- 10,000 Reward Points on spending ₹4L in a calendar quarter
- Simple card management via HDFC Bank MyCards
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 reward point = ₹1
Redemption Options
N/A
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 2% |
APR Fees Interest is charged at 1.99% per month (23.88% per annum) on unpaid balances | 1.99% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A railway ticket purchase fee of strong 1% of the transaction amount plus GST | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees Outstation cheque processing charges are applicable as follows: | ₹50 |
Cash Payment Fees A cash processing fee of strong ₹100 strong is charged for credit card payments made in cash at HDFC Bank branches or ATMs | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
5X Reward Points on Spends
Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits
Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
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