HDFC
HDFC Diners Privilege Credit Card
This is an invite only card
Apply and get ₹1100 Rewards
Top Benefits
Earn 20 Reward Points for Every ₹150 Spent on Swiggy and Zomato
5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month
Get Annual Memberships of Swiggy One & Times Prime
on achieving retail spends of ₹75,000 within 90 days of card issuance
Best For
Shopping
Online Food Ordering
Travel
Joining / Annual Fee
Joining Fees
₹1,180 ( ₹1000 + GST )
Annual Fees
₹1,180 ( ₹1000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
4.20LPA
Credit
Rating*
720+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 4 Reward Points per ₹150 on retail spends
- Earn up to 10X Reward Points on SmartBuy
- Redeem Reward Points for Flights & Hotels (₹0.50/RP), Airmiles (0.5 mile/RP), Catalogue (up to ₹0.35/RP), or Cashback (₹0.20/RP)
- Complimentary annual membership of Swiggy One & Times Prime
- On spending ₹75,000 within 90 days of card issuance
- Get 2 complimentary airport lounge visits worldwide per quarter
- Valid for primary and add-on cardholders
- Lounge list available on Diners Travel Tools App
- Air Accident Insurance cover of USD 125,000
- Emergency overseas hospitalization cover of USD 31,250
- Baggage delay cover of USD 625 (for 8+ hours delay)
- Credit liability cover up to ₹9 lakh
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward point =₹0.50
Redemption Options
• Flights
• Hotels
• Gift vouchers
• Merchandise
• Cashback
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 45%
| 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge 1% of the transaction amount + GST for railway ticket purchases. | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees For Cheque value upto ₹5,000 - ₹25 and for above ₹5,000 - ₹50 | ₹50 |
Cash Payment Fees HDFC Bank levies a ₹250 + GST fee per cash payment made at a branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1100 Rewards
Top Benefits
Earn 20 Reward Points for Every ₹150 Spent on Swiggy and Zomato
5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month
Get Annual Memberships of Swiggy One & Times Prime
on achieving retail spends of ₹75,000 within 90 days of card issuance
The smartest way to find your great credit card
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