HDFC

HDFC Marriott Bonvoy Credit Card

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This is an invite only card

Apply and get ₹1100 Rewards

Top Benefits

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Earn 8 Marriott Bonvoy Points per ₹150 at Marriott Hotels

on every eligible spend made directly at hotels Capped at ₹10 lakh monthly spend max 53,335 Points/month

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Complimentary Marriott Bonvoy Silver Elite Status

with exclusive privileges like priority late checkout and bonus points on Marriott stays

Best For

Shopping

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Airport Lounge

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Dining

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Travel

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Joining / Annual Fee

Joining Fees

3,540 ( ₹3000 + GST )

logoThe ₹3,000 + GST joining fee is effectively offset by welcome benefits such as a Free Night Award (up to 15,000 points) and Silver Elite status with 10 Elite Night Credits, delivering upfront value that can match or exceed the joining fee for Marriott users.

Annual Fees

3,540 ( ₹3000 + GST )

logoThe annual fee is not waived under any spending conditions.

Eligibility

Age
Criteria*

21-60 years

Salary
Criteria*

12LPA

Credit
Rating*

750+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

No

See if you are eligible for this card

Pin Code*

Monthly In Hand Income*

Income Type*

Salaried
Self Employed

All Card Benefits

  • Earn 4 Marriott Bonvoy Points per ₹150 on Travel, Dining and Entertainment; capped at ₹5 lakh monthly spend max 13,335 Points/month
  • Get up to 3 additional Free Night Awards (up to 15,000 Points each) on Anniversary Year spends of ₹6 lakh, ₹9 lakh and ₹15 lakh
  • Enjoy 12 complimentary domestic and 12 international airport lounge visits per year across India and abroad
  • Get complimentary Marriott Bonvoy Silver Elite Status, plus Green Fee waiver and complimentary golf lessons twice per quarter
  • Earn 8 Marriott Bonvoy Points per ₹150 spent at Marriott Bonvoy hotels and Marriott-branded stores; capped at ₹10 lakh monthly spend max 53,335 Points/month

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 Reward Point = ₹0.25

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Redemption Options

You can redeem your points here:

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

  • If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Gift Card
  • A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
  • Please use Aadhaar linked mobile number to fill the application
  • If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

  • Resume your application only via Great.Cards to avoid losing Rewards
  • If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
  • Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

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All Reversals

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Cancelled Transactions

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Cash Advances

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ATM Cash Withdrawals

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Quasi-Cash Transactions

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Money Transfers

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P2P Transfers

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Wallet Loads

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Outstanding Payments

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EMI Spends

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Gift Cards and Vouchers

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Voucher Purchases

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Gambling Transactions

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Cryptocurrency/Digital Asset Transactions

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Government-related Transactions

For Spends Waiver

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All Reversals

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Cancelled Transactions

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ATM Withdrawals

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Quasi-Cash Transactions

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Money Transfers

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P2P Transfers

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Wallet Loads

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EMI Spends

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Bank Charges & Fees

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Late Payment Fees

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Financial Charges

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Interest Charges

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Transaction Charges

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Gift Cards and Vouchers

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Gambling Transactions

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Cryptocurrency/Digital Asset Transactions

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Security Broker Services

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Government-related Transactions

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Insurance Payments

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Utility Bill Payments

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Rent Payment

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Fuel Spends

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Jewellery Purchases

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Outstanding Payments

Bank Fee Structure

StructureDetails
Forex Markups

3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
Examples (3.5%):
₹100 → ₹3.5
₹1,000 → ₹35
₹10,000 → ₹350
₹1,00,000 → ₹3,500

3.50%
APR Fees

Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid.

3.75%
ATM withdrawal

2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).

2.50%
Reward Redemption Fees

No fee is charged when redeeming reward points on this card.

Not Applicable
Link for all T&Cs
Click Here
Railway Surcharge

A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.

1.80%
Rent Payment Fees

1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges

1%
Cheque Payment Fees

A fee of ₹100 is charged for payments made through cheque

₹100
Cash Payment Fees

₹100 cash payment fee per deposit.

₹100
Late Payment FeesAmount Due
₹0 - ₹100 ₹0
₹101 - ₹500 ₹100
₹501 - ₹1000 ₹500
₹1001 - ₹5000 ₹600
₹5001 - ₹10,000 ₹750
₹10,001 - ₹25,000 ₹900
₹25,001 - ₹50,000 ₹1100
₹50,000 and above ₹1300
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That’s the full story of this credit card

Like this card? Your apply button’s just there.logo

Top Benefits

Apply and get ₹1100 Rewards

Top Benefits

logo

Earn 8 Marriott Bonvoy Points per ₹150 at Marriott Hotels

on every eligible spend made directly at hotels Capped at ₹10 lakh monthly spend max 53,335 Points/month

logo

Complimentary Marriott Bonvoy Silver Elite Status

with exclusive privileges like priority late checkout and bonus points on Marriott stays

The smartest way to find your great credit card

We value your time and privacy. Your details stay secure and are used only to help you.

We value your time and privacy. Your details stay secure and are used only to help you.