HDFC
HDFC PIXEL Play Credit Card
LIFETIME FREE Card
This is an invite only card
Apply and get ₹1100 Rewards
Top Benefits
Earn 5% Cashback
on food delivery and entertainment spends on BookMyShow and Zomato when Dining and Entertainment is selected as a chosen category
Enjoy Up to 10% Off
on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app only
Best For
Shopping
Dining
Grocery Shopping
Travel
UPI
Joining/Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹0 ( ₹0 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
750+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 5% cashback on the choice of any two categories including Dining & Entertainment (BookMyShow, Zomato), Travel (MakeMyTrip, Uber), Grocery (Blinkit, Reliance Smart Bazaar), Electronics (Croma, Reliance Digital), and Fashion (Nykaa, Myntra)
- Earn 3% Cashback on Amazon, Flipkart, or PayZapp transactions, as applicable
- Earn 1% cashback on UPI spends (PIXEL RuPay Credit Card holders only)
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and your cashback is adjusted in your monthly statement.
To check redemption catalogue
N/A
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Wallet Spends
Rent Payments
Government‑Related Transactions
EMI Transactions
Purchases converted to EMI post‑facto
Cash Advances
Outstanding Payments
Bank Charges & Fees
For Spends Waiver
Fuel spends
Wallet Spends
Rent Payments
Government‑Related Transactions
EMI Transactions & Post‑Facto
EMI Conversions
Cash Advances
Outstanding Payment
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid. | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets. | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees ₹25 for cheque value up to ₹5,000 and ₹50 for cheque value above ₹5,000. | ₹25 |
Cash Payment Fees ₹100 cash payment fee per deposit. | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1,000 | ₹500 |
| ₹1,001 - ₹5000 | ₹600 |
| ₹5001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹900 |
| ₹25,001 - ₹50,000 | ₹1100 |
| ₹50,001 and above | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1100 Rewards
Top Benefits
Earn 5% Cashback
on food delivery and entertainment spends on BookMyShow and Zomato when Dining and Entertainment is selected as a chosen category
Enjoy Up to 10% Off
on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app only
The smartest way to find your great credit card
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We value your time and privacy. Your details stay secure and are used only to help you.