HDFC
HDFC Tata Neu Plus Credit Card
This is an invite only card
Apply and get ₹550 Rewards
Top Benefits
Earn 2% back as NeuCoins on Tata Neu and partner Tata Brand
spends plus additional 5% on selected categories on Tata Neu App/Website
Earn 1% back as NeuCoins on non-Tata Brand
spends and on any merchant EMI spends
Best For
Shopping
Travel
Joining / Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
725+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
See if you are eligible for this card
All Card Benefits
- Earn 2% NeuCoins on Tata Neu and partner Tata Brands + additional 5% on selected categories
- 1% NeuCoins on all non-Tata spends including EMI transactions
- 1 complimentary domestic lounge voucher per quarter on spending ₹50,000
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹1
Redemption Options
- Tata Neu App: Air India Express, BigBasket, Croma, IHCL Hotels, Tata Cliq, and Tata 1mg
- In-Store (Offline): Croma, IHCL, and Westside
- Titan/Tanishq: via Tata Neu App
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Cash Advances
ATM Cash Withdrawals
Quasi-Cash Transactions
Wallet Loads
Gift Cards and Vouchers
EMI Spends
Bank Charges & Fees
Late Payment Fees
Processing Fees
Financial Charges
Interest Charges
Payment Returned Charges
Service/Interest Charges
Transaction Charges
Fuel Spends
Gambling Transactions
Lottery
Online Skill-Based Gaming
Government-related Transactions
Rent Payment
Load Money
Outstanding Payments
Voucher Purchases
For Spends Waiver
Cash Advances
ATM Cash Withdrawals
Quasi-Cash Transactions
Wallet Loads
Gift Cards and Vouchers
EMI Spends
Bank Charges & Fees
Late Payment Fees
Processing Fees
Financial Charges
Interest Charges
Payment Returned Charges
Service/Interest Charges
Transaction Charges
Fuel Spends
Gambling Transactions
Lottery
Online Skill-Based Gaming
Government-related Transactions
Rent Payment
Load Money
Outstanding Payments
Voucher Purchases
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.75% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases. | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹500. | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges. | As prescribed by IRCTC / Indian Railways |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A fee of ₹100 is charged for payments made by cheque. | ₹100 |
Cash Payment Fees A fee of ₹100 is charged for payments made by depositing cash at a bank branch or ATM. | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹700 |
| Above ₹10,000 | ₹750 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹550 Rewards
Top Benefits
Earn 2% back as NeuCoins on Tata Neu and partner Tata Brand
spends plus additional 5% on selected categories on Tata Neu App/Website
Earn 1% back as NeuCoins on non-Tata Brand
spends and on any merchant EMI spends
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.