HSBC Bank
HSBC Live Plus Credit Card
This is an invite only card
Apply and get ₹2200 Rewards
Top Benefits
Get ₹1,000 Cashback on Spending ₹20,000
in the first 30 days plus ₹250 Amazon eGift Voucher on online application with video verification
Get 4 Complimentary Domestic Airport Lounge
visits per year maximum 1 visit per calendar quarter
Best For
Shopping
Online Food Ordering
Dining
Travel
Joining / Annual Fee
Joining Fees
₹1,179 ( ₹999 + GST )
Annual Fees
₹1,179 ( ₹999 + GST )
Eligibility
Age
Criteria*
21-65 years
Salary
Criteria*
6LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 10% cashback on dining, food delivery, and grocery spends, one of the highest cashback rates in these everyday categories, capped at ₹1,000/month
- Get 1.5% unlimited cashback with no monthly cap on shopping, hotels, medicine, and most other retail spends
- Welcome package worth ₹1,250 - ₹1,000 cashback on ₹20,000 spend in 30 days plus ₹250 Amazon voucher on online application
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.
To check redemption catalogue
N/A
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an HSBC Bank Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an HSBC Bank Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Utilities
Wallet loads
Fuel
Property management fees
Rent payments
Insurance premiums
Education
Government payments
Toll
Casino/gambling
Money transfers
EMI transactions
Business services
Security brokers
Jewellery
Charity
Wholesale clubs
Card repayments
Foreign currency
Cash withdrawal.
For Spends Waiver
Utilities
Wallet loads
Fuel
Property management fees
Rent payments
Insurance premiums
Education
Government payments
Toll
Casino/gambling
Money transfers
EMI transactions
Business services
Security brokers
Jewellery
Charity
Wholesale clubs
Card repayments
Foreign currency
Cash withdrawa
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.75% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases. | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹500. | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals. | 1.80% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A fee of ₹500 is charged for payments made by cheque. | ₹500 |
Cash Payment Fees A fee of ₹100 is charged for payments made by depositing cash at a bank branch or ATM. | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001- and above | ₹1200 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹2200 Rewards
Top Benefits
Get ₹1,000 Cashback on Spending ₹20,000
in the first 30 days plus ₹250 Amazon eGift Voucher on online application with video verification
Get 4 Complimentary Domestic Airport Lounge
visits per year maximum 1 visit per calendar quarter
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