HSBC Travel One Credit Card – Eligibility, Features, Fees & Review

HSBC Bank

HSBC Travel One Credit Card

This is an invite only card

Apply and get ₹2200 Rewards

Top Benefits

Save up to 15% on Travel Bookings

on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip

Enjoy 10 Complimentary Lounge Visits

6 domestic and 4 international airport lounge visits every year

Best For

Dining

Travel

Joining / Annual Fee

Joining Fees

₹5,899 ( ₹4999 + GST )

logo ₹1,000 cashback, PostCard Hotels voucher worth ₹3,000, and 3 months EazyDiner Prime membership on spending ₹10000 within 30 days of card issuance

Annual Fees

₹5,899 ( ₹4999 + GST )

logo The annual fee is waived if you spend ₹8 lakh or more in a year on your card, as per bank policy.

Eligibility

Age
Criteria*

25-65 years

Salary
Criteria*

6LPA

Credit
Rating*

750+

New to credit
allowed

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

All Card Benefits

Earn 4 reward points for every ₹100 spent on flights, travel aggregators and foreign currency transactions
6 complimentary domestic and 4 complimentary international airport lounge visits per year
Get 10,000 bonus reward points when you spend ₹12 lakh or more in a year
15% off on travel bookings with Yatra, EaseMyTrip, Paytm and Cleartrip
Up to 20% off on duty-free purchases at Adani Airports via AdaniOne

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 Reward Point = ₹0.20

Redemption Options

Airline Miles
Hotel Loyalty Points
Travel bookings

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an HSBC Bank Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

If you currently hold or have ever held an HSBC Bank Credit Card, you are not eligible for Gift Card
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via Great.Cards to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Fuel

Utilities

Education Fees

Government Spends

Wallet Load

Insurance

Jewellery

Rent

Money Transfers

Cash Advances

For Spends Waiver

Fuel

Rent

Insurance

EMI Transactions

Cash Advances

Wallet Load

Bank Fee Structure

Structure	Details
Forex Markups 3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500	3.50%
APR Fees 3.75% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases	3.75%
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).	2.50%
Reward Redemption Fees No fee is charged when redeeming reward points on this card	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets	1%
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges	1%
Cheque Payment Fees A fee of ₹100 is charged for payments made through cheque	₹100
Cash Payment Fees A cash payment fee of ₹100 is charged when payments are made at HSBC branches or drop boxes	₹100