ICICI Bank

Amazon Pay ICICI Bank Credit Card

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LIFETIME FREE Card

This is an invite only card

Apply and get ₹0 Rewards

Top Benefits

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Get Up To 5% Rewards on Amazon purchases

with unlimited reward points and no capping across spends

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1.99% Forex Mark-Up Rate

Lower Forex Markup on international spends

Best For

Shopping

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Joining/Annual Fee

Joining Fees

0 ( ₹0 + GST )

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Annual Fees

0 ( ₹0 + GST )

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Eligibility

Age
Criteria*

21-65 years

Salary
Criteria*

2.4LPA

Credit
Rating*

725+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

Pin Code*

Monthly In Hand Income*

Income Type*

Salaried
Self Employed

All Card Benefits

  • 5% unlimited cashback on Amazon purchases for Prime members with no capping
  • 3% unlimited cashback on Amazon purchases for non-Prime members with no capping
  • 2% cashback on spends at 100+ partner merchants with no capping
  • 1% unlimited cashback on all other spends with no capping
  • Reward points earned on every ₹100 spent and credited as Amazon Pay balance for easy redemption

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

N/A

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Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.

To check redemption catalogue

N/A

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

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Physical and Digital Gold

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EMI Transactions

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Purchases converted to EMI post-facto

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Rent Payments

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Tax Payments

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Education Payments

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Amazon Business Transactions

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Amazon.in/Business Purchases

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Fuel Spends

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Utilities

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International Spends

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International Transactions

For Spends Waiver

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Physical and Digital Gold

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EMI Transactions

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Purchases converted to EMI post-facto

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Rent Payments

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Tax Payments

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Education Payments

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Amazon Business Transactions

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Amazon.in/Business Purchases

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Fuel Spends

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Utilities

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International Spends

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International Transactions

Bank Fee Structure

StructureDetails
Forex Markups

3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
Examples (3.5%):
₹100 → ₹3.5
₹1,000 → ₹35
₹10,000 → ₹350
₹1,00,000 → ₹3,500

3.50%
APR Fees

The Annual Percentage Rate (APR) on purchases, cash advances, and outstanding balances is 3.75% per month, which is equivalent to 45% per annum
Interest is charged from the transaction date if the Total Amount Due is not paid by the payment due date
In case of default, the interest rate may increase up to 3.8% per month (45% p.a.), as per bank discretion
 

3.75%
ATM withdrawal

2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).

2.50%
Reward Redemption Fees

No fee is charged when redeeming reward points on this card.

Not Applicable
Link for all T&Cs
Click Here
Railway Surcharge

Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges.

As prescribed by IRCTC / Indian Railways
Rent Payment Fees

1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges

1%
Cheque Payment Fees

A fee of 2% of the payment amount  is levied for cheque return, cheque dishonour, or auto-debit reversal

2%
Cash Payment Fees

₹100 cash payment fee per deposit.

₹100
Late Payment FeesAmount Due
≤ ₹100 ₹0
₹101–₹500 ₹100
₹501–₹1,000 ₹500
₹1,001–₹5,000 ₹600
₹5,001–₹10,000 ₹750
₹10,001–₹25,000 ₹900
₹25,001–₹50,000 ₹1,100
> ₹50,000 ₹1,300
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That’s the full story of this credit card

Like this card? Your apply button’s just there.logo

Top Benefits

Top Benefits

logo

Get Up To 5% Rewards on Amazon purchases

with unlimited reward points and no capping across spends

logo

1.99% Forex Mark-Up Rate

Lower Forex Markup on international spends

The smartest way to find your great credit card

We value your time and privacy. Your details stay secure and are used only to help you.

We value your time and privacy. Your details stay secure and are used only to help you.