ICICI Bank
ICICI Emeralde Private Metal Credit Card
This is an invite only card
This is an invite only card
Apply and get ₹0 Rewards
This is an invite only card
Top Benefits
Get Premium Memberships with Taj Epicure Plus
Membership and EazyDiner Prime Membership along with 12,500 Reward Points
Get Unlimited Lounge Access at International & Domestic
airport lounges for both Primary and Plus Card members
Best For
Shopping
Dining
Travel
Joining/Annual Fee
Joining Fees
₹14,749 ( ₹12499 + GST )
Annual Fees
₹14,749 ( ₹12499 + GST )
Eligibility
Age
Criteria*
21-65 years
Salary
Criteria*
24LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Earn 6 reward points per ₹200 on retail spends
- Complimentary Taj Epicure Plus Membership
- Complimentary EazyDiner Prime Membership
- Buy 1 Get 1 free on BookMyShow up to ₹750 off per ticket valid twice a month
- Redeem points across travel, shopping vouchers, electronics, fashion, home appliances, health & beauty
- 12,500 reward points as welcome benefit
- Unlimited international & Domestic airport lounge access for primary and add-on cardholders
- Air accident insurance cover up to ₹3 crore
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Points = ₹1
Redemption Options
- iMobile app
- Gift Vouchers
- Flights/Hotels
- Products
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
fuel transactions
rent payments
tax payments
and e-wallet transactions
For Spends Waiver
fuel transactions
rent payments
tax payments
and e-wallet loading transactions
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 2% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal | NIL |
Reward Redemption Fees | 0 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.80% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees ₹150 cash payment fee per deposit | ₹150 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0–₹100 | ₹0 |
| ₹100–₹500 | ₹100 |
| ₹501–₹1,000 | ₹500 |
| ₹1,001–₹5,000 | ₹600 |
| ₹5,001–₹10,000 | ₹750 |
| ₹10,001–₹25,000 | ₹900 |
| ₹25,001–₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Get Premium Memberships with Taj Epicure Plus
Membership and EazyDiner Prime Membership along with 12,500 Reward Points
Get Unlimited Lounge Access at International & Domestic
airport lounges for both Primary and Plus Card members
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