IDFC
IDFC FIRST Mayura Credit Card
This is an invite only card
Apply and get ₹750 Rewards
Top Benefits
Earn up to 60 Reward Points on Hotel Booking
via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month
Enjoy 0% forex markup on International
transactions save on every overseas spend with no foreign exchange conversion fees on the card
Best For
Shopping
Travel
Joining / Annual Fee
Joining Fees
₹7,079 ( ₹5999 + GST )
Annual Fees
₹7,079 ( ₹5999 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
25LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 0% forex markup on all international transactions
- Up to 4 Indian airport lounge visits, 4 global airport lounge visits, and 4 railway lounge visits per quarter, subject to minimum monthly spends of ₹20,000
- Earn 10 Reward Points per ₹150 on eligible incremental spends above ₹20,000 in a statement cycle, and 5 Reward Points per ₹150 up to ₹20,000
- Annual fee benefit: up to 15,000 Reward Points on spends of ₹15 lakhs or 7,500 Reward Points on spends of ₹8 lakhs in the previous anniversary year
- Up to 60 Reward Points per ₹150 on hotel bookings and 40 Reward Points per ₹150 on flight bookings via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 reward points = Rs 0.25
Redemption Options
You redeem your points here:
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an IDFC Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
EMI transactions
Purchases converted to EMI post facto
Wallet loading transactions
Purchase of Jewelry items
Cash advances
Payment of outstanding balances
Payment of card fees and other card charges
Rental Payments
Government services
Insurance services
Education services
Utility Spends that are not done on Airtel Thanks platform
For Spends Waiver
Fuel Spends
EMI transactions
Purchases converted to EMI post facto
Wallet loading transactions
Purchase of Jewelry items
Cash advances
Payment of outstanding balances
Payment of card fees and other card charges
Rental Payments
Government services
Insurance services
Education services
Utility Spends that are not done on Airtel Thanks platform
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  0% Forex Markup on International Transactions | 0% |
APR Fees Finance charges of 0.75% per month apply on unpaid outstanding balances until the amount is fully repaid. | 0.75% |
ATM withdrawal A ₹199 fee is charged per domestic cash withdrawal, with 0% interest until the due date (up to 45 days). | ₹199 |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge 1% fee beyond ₹25,000 Passenger Railway spends per statement cycle; platform charges extra. | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees No cheque payment fee is charged | N/A |
Cash Payment Fees N/A | N/A |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 - ₹100 |
| ₹500 | ₹500 |
| ₹5000 | ₹5000 |
| ₹8000 | ₹8000 |
| ₹10,000 | ₹10,000 |
| ₹10,000 & above | ₹10,000 & above |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹750 Rewards
Top Benefits
Earn up to 60 Reward Points on Hotel Booking
via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month
Enjoy 0% forex markup on International
transactions save on every overseas spend with no foreign exchange conversion fees on the card
The smartest way to find your great credit card
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