YES Bank POP Club Credit Card – 10X POPcoins & Lifetime Free

Yes Bank

Pop Club Credit Card

LIFETIME FREE Card

This is an invite only card

Apply and get ₹1000 Rewards

Top Benefits

Earn 10 POPcoins for Every ₹100 Spent

on online transactions, capped at 2,000 POPcoins monthly

Get Welcome Benefits with 500 POPcoins

on activation, 3-month Zomato Gold Mini membership, a 6-month PharmEasy Plus membership, and a Cleartrip voucher worth ₹750

Best For

Shopping

Online Food Ordering

Travel

Joining / Annual Fee

Joining Fees

₹0 ( ₹0 + GST )

logo Not Applicable

Annual Fees

₹0 ( ₹0 + GST )

logo Not Applicable

Eligibility

Age
Criteria*

21-60 years

Salary
Criteria*

3LPA

Credit
Rating*

720+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

See if you are eligible for this card

All Card Benefits

Earn 10 POPcoins per ₹100 spent on online transactions and 2 POPcoins per ₹100 on other spends
Get a milestone bonus of 1,500 POPcoins on annual spends of ₹1.5 lakh
Unlock joining benefits worth over ₹5,000

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1POPcoin = ₹0.10

Redemption Options

Direct brand discounts
Vouchers
POP Minis (samples)
500+ D2C partner brands

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an Yes Bank Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

If you currently hold or have ever held an Yes Bank Credit Card, you are not eligible for Gift Card
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via Great.Cards to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Rent Payment

Fuel

Insurance

EMI Transactions

Cash Withdrawals

Jewellery

School & Educational Services

Government related transactions

Wallet transactions - Load money

Fees

GST charges

All Reversals

Gambling

Tolls

Security Broker Services

Charity

Railways

Utility Bill Payments

Balance Transfer

Financial Charges

For Spends Waiver

Fuel spends

EMI transactions

Purchases converted to EMI post facto

Wallet loading transactions

Purchase of jewelry items

Cash advances

Payment of outstanding balances

Payment of card fees and other card charges

Rental payments

Government services

Insurance services

Education services.

Bank Fee Structure

Structure	Details
Forex Markups 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500	3.50%
APR Fees 3.99% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 47.88%	3.99%
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).	2.50%
Reward Redemption Fees No fee is charged when redeeming reward points on this card.	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges.	As prescribed by IRCTC / Indian Railways
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges	1%
Cheque Payment Fees ₹100 per cheque returne	₹350
Cash Payment Fees ₹100 for each cash payment made at the branch or ATM	₹100