SBI
SBI BPCL Credit Card
This is an invite only card
Apply and get ₹1400 Rewards
Top Benefits
Get 2,000 Activation Bonus reward points Worth ₹500
credited within 20 days of joining fee payment
Earn 13X Reward Points on Fuel Purchases at BPCL Petrol Pumps
with maximum 1300 Reward points per billing cycle
Best For
Fuel
Joining / Annual Fee
Joining Fees
₹589 ( ₹499 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
21-70 years
Salary
Criteria*
3.6LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 4.25% value back as 13X Reward Points on BPCL petrol pump purchases in India, capped at 1,300 Reward Points per billing cycle
- 5 Reward Points on every ₹100 spent on dining, departmental stores, grocery, and movies, capped at 5,000 Reward Points per month
- 1 Reward Point on every ₹100 spent on other retail purchases
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 RP = ₹0.25
Redemption Options
- Fuel credit at BPCL stations
- Merchandise
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
EMI Spends
Rent Payment
Insurance Payments
Wallet Loads
Fuel Spends (Non BPCL)
Utility bills
Cash Advances
Balance transfers
For Spends Waiver
EMI Spends
Rent Payment
Insurance Payments
Wallet Loads
Fuel Spends (Non BPCL)
Utility bills
Cash Advances
Balance transfers
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees Finance charges of 3.50% per month (42% per annum) apply on unpaid outstanding balances until the amount is fully repaid. | 3.50% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals. | 1.80% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 + GST |
Cheque Payment Fees A cheque payment fee of ₹200 is charged for payments made via cheque. | ₹200 |
Cash Payment Fees A cash payment fee of ₹250 plus applicable taxes is charged for payments made at SBI branches. No fee is applicable for cash payments made at Karur Vysya Bank branches | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1,100 |
| ₹50,001 and above | ₹1,300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1400 Rewards
Top Benefits
Get 2,000 Activation Bonus reward points Worth ₹500
credited within 20 days of joining fee payment
Earn 13X Reward Points on Fuel Purchases at BPCL Petrol Pumps
with maximum 1300 Reward points per billing cycle
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