SBI
SBI Cashback Credit Card
This is an invite only card
Apply and get ₹1400 Rewards
Top Benefits
Earn 5% Cashback on Online Spends
capped at ₹2,000 and 1% on offline spends capped at ₹2,000 every statement cycle, with a total cashback of up to ₹4,000 per billing cycle
Get 5% Cashback on
Blinkit, Zepto, BigBasket, Instamart with a capping of ₹2,000 per statement cycle
Best For
Shopping
Online Food Ordering
Dining
Grocery Shopping
Joining / Annual Fee
Joining Fees
₹1,179 ( ₹999 + GST )
Annual Fees
₹1,179 ( ₹999 + GST )
Eligibility
Age
Criteria*
21-65 years
Salary
Criteria*
3LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 5% cashback on online spends
- Maximum online cashback of ₹2,000 per statement cycle
- 1% cashback on offline spends
- Maximum offline cashback of ₹2,000 per statement cycle; total cashback capped at ₹4,000 per statement cycle
- Annual fee reversal on annual spends of ₹2 lakh
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.
To check redemption catalogue
N/A
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Transactions
Rent Payments
Wallet Loads
Cash Withdrawals
EMI Transactions
Fees & Charges
Government Payments
Education Payments
Insurance Premium Payments
Utility Bills Payments
Gift Card or Voucher Purchases
Reversed or Refunded Transactions
Gaming Platforms
Tolls
For Spends Waiver
Fuel Transactions
Rent Payments
Wallet Loads
Cash Withdrawals
EMI Transactions
Fees & Charges
Government Payments
Education Payments
Insurance Premium Payments
Utility Bills Payments
Gift Card or Voucher Purchases
Reversed or Refunded Transactions
Gaming Platforms
Tolls
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
Cheque Payment Fees A fee of ₹250 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹250 |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹400 |
| ₹1001 - ₹10000 | ₹ 750 |
| ₹10000 - ₹25000 | ₹ 950 |
| ₹25001- ₹ 50000 | ₹ 1100 |
| ₹50000 and above | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1400 Rewards
Top Benefits
Earn 5% Cashback on Online Spends
capped at ₹2,000 and 1% on offline spends capped at ₹2,000 every statement cycle, with a total cashback of up to ₹4,000 per billing cycle
Get 5% Cashback on
Blinkit, Zepto, BigBasket, Instamart with a capping of ₹2,000 per statement cycle
The smartest way to find your great credit card
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