HDFC
Swiggy Ornge HDFC Bank Credit Card
This is an invite only card
Apply and get ₹1100 Rewards
Top Benefits
Get 5% Cashback on Swiggy
spends across Food Delivery, Instamart and Dineout up to ₹1500 per billing cycle
Enjoy Swiggy One Membership for 12 Months
as a welcome benefit on card activation, claimable on the Swiggy app within 2 to 3 days
Best For
Shopping
Online Food Ordering
Dining
Travel
Joining / Annual Fee
Joining Fees
₹590 ( ₹500 + GST )
Annual Fees
₹590 ( ₹500 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
2.4LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 5% cashback on Swiggy app spends (Food Delivery, Instamart, Dineout)
- Cashback capped at ₹1,500 per billing cycle for Swiggy spends
- 5% cashback on select online merchants and categories like apparel, electronics, travel, pharmacies, entertainment and discount stores
- 1% cashback on other eligible spends
- 1% cashback capped at ₹1,000 per billing cycle
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.
To check redemption catalogue
N/A
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Rent
Jewellery
Government payments
Gaming
Education
Wallets
Gift Cards
EMI transactions
SmartPay
SmartBuy portal and cash advances
For Spends Waiver
Cash Advances
Balance Transfer
ATM Cash Withdrawals
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of ₹100 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹100 |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹600 |
| ₹10001 - ₹25000 | ₹800 |
| ₹25001 - ₹50000 | ₹1100 |
| ₹50001 - and above | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1100 Rewards
Top Benefits
Get 5% Cashback on Swiggy
spends across Food Delivery, Instamart and Dineout up to ₹1500 per billing cycle
Enjoy Swiggy One Membership for 12 Months
as a welcome benefit on card activation, claimable on the Swiggy app within 2 to 3 days
The smartest way to find your great credit card
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We value your time and privacy. Your details stay secure and are used only to help you.