HDFC
Tata Neu Infinity HDFC Bank Credit Card
This is an invite only card
Apply and get ₹550 Rewards
Top Benefits
Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq
Westside, Titan and Tanishq on non-EMI spends
Get 5% NeuCoins on Eligible Tata Pay Bill Payments
after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year
Best For
Shopping
Online Food Ordering
Grocery Shopping
Travel
Utility Bills
UPI
Joining / Annual Fee
Joining Fees
₹1,769 ( ₹1499 + GST )
Annual Fees
₹1,769 ( ₹1499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
9.60LPA
Credit
Rating*
720+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- 5% back as NeuCoins on eligible non-EMI spends at partner Tata Brands
- 1.5% back as NeuCoins on eligible non-Tata spends and eligible Merchant EMI
- UPI (RuPay): up to 1.5% (0.5% on any UPI ID + extra 1% via Tata Neu UPI ID), capped at 500 NeuCoins/month
- Additional 5% back as NeuCoins on select Tata Neu App categories
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 NeuCoin = ₹1
Redemption Options
- Air India Express
- Bigbasket
- Croma, Westside
- Tata CLiQ, Tata CLiQ Luxury
- Hotel Booking/Purchase on IHCL
- TATA 1 MG
- Qmin
- Titan & Tanishq (only via Tata Neu)
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Bank Charges & Fees
All Reversals
Utility Bill Payments
Financial Charges
UPI Transactions
Online Skill-Based Gaming
Voucher Purchases
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Balance Transfer
For Spends Waiver
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Bank Charges & Fees
All Reversals
Utility Bill Payments
Financial Charges
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Balance Transfer
UPI Transactions
Online Skill-Based Gaming
Voucher Purchases
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 2% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 45% | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A fee of ₹50 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹50 |
Cash Payment Fees ₹100 cash payment fee per deposit | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1,000 | ₹500 |
| ₹1,001 - ₹5,000 | ₹600 |
| ₹5,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹900 |
| ₹25,001 - ₹50,000 | ₹1100 |
| ₹50,000 and above | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹550 Rewards
Top Benefits
Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq
Westside, Titan and Tanishq on non-EMI spends
Get 5% NeuCoins on Eligible Tata Pay Bill Payments
after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year
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