SBI

Tata Neu Infinity SBI Card

logo
logo

This is an invite only card

Apply and get ₹1400 Rewards

Top Benefits

logo

Get 1,499 NeuCoins As Welcome Benefit

credited within 15 days of joining-fee realization to your NeuPass account

logo

Earn 5% Value Back as NeuCoins on Tata Neu App, Website, and Partner Brands

on spends at Croma, Westside, Titan, Tanishq, and Tata Cliq

Best For

Shopping

logo

Online Food Ordering

logo

Grocery Shopping

logo

Travel

logo

UPI

logo

Joining / Annual Fee

Joining Fees

₹1,769 ( ₹1499 + GST )

logoYou receive 1,499 NeuCoins (₹1,499 value) within 15 days of realisation of the joining fee.

Annual Fees

₹1,769 ( ₹1499 + GST )

logoThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.

Eligibility

Age
Criteria*

21-60 years

Salary
Criteria*

3LPA

Credit
Rating*

720+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

Pin Code*

Monthly In Hand Income*

Income Type*

Salaried
Self Employed

All Card Benefits

  • 5% Value Back as NeuCoins on spends via Tata Neu App/Website and partner Tata brands.
  • 1.5% Value Back as NeuCoins on all other spends including UPI transactions on the RuPay variant.
  • 8 domestic and 4 international airport lounge visits per year via Priority Pass.
  • 1 NeuCoin = ₹1 value, redeemable across Tata Neu platform and partner brands.
  • Monthly NeuCoins cap of 2,000 each on Grocery, Insurance, Utility, and Telecom categories; UPI capped at 500 NeuCoins per month.

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 NeuCoin = ₹1

logo

Redemption Options

  • Tata Neu app/website

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

  • If you currently hold or have ever held an SBI Credit Card, you are not eligible for Gift Card
  • A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
  • Please use Aadhaar linked mobile number to fill the application
  • If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

  • Resume your application only via Great.Cards to avoid losing Rewards
  • If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
  • Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

logo
logo

Fuel

logo
logo

Wallet Loads

logo
logo

Rent Payments

logo
logo

Utility Payments

logo
logo

EMI Transactions

logo
logo

Cash Withdrawals

logo
logo

Fees & Charges

logo
logo

Interest

logo
logo

Payment Returned Charges

logo
logo

Late Payment Fees

For Spends Waiver

logo
logo

Fuel

logo
logo

Wallet Loads

logo
logo

Rent Payments

logo
logo

Utility Payments

logo
logo

EMI Transactions

logo
logo

Cash Withdrawals

logo
logo

Fees & Charges

logo
logo

Interest

logo
logo

Payment Returned Charges

logo
logo

Late Payment Fees

Bank Fee Structure

StructureDetails
Forex Markups

1.99% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.

Examples (1.99%):
₹100 → ₹1.99
₹1,000 → ₹19.90
₹10,000 → ₹199.00
₹1,00,000 → ₹1,990.00

1.99%
APR Fees

Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid.

3.75%
ATM withdrawal

2.50% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).

2.50%
Reward Redemption Fees

A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.

₹99
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge is applied to transactions made for booking railway tickets, as prescribed by IRCTC / Indian Railways.

As prescribed by IRCTC / Indian Railways
Rent Payment Fees

A flat fee of ₹199 plus applicable GST is charged per rent payment transaction made using the credit card. Processing fee will not be reversed in case of transaction reversal, cancellation, or refund.

₹199
Cheque Payment Fees

A fee of ₹250 plus applicable taxes is charged for payments made by depositing cash at a select State Bank of India branch. No fee is applicable for payments made at Karur Vysya Bank branches.

₹200
Cash Payment Fees

₹250 + GST is charged for cash payments made at SBI branches. 

₹250
Late Payment FeesAmount Due
Value: ₹0–₹500 ₹0
₹501–₹1,000 ₹400
₹1,001–₹10,000 ₹750
₹10,001–₹25,000 ₹950
₹25,001–₹50,000 ₹1,100
Above ₹50,000 ₹1,300
logo

That’s the full story of this credit card

Like this card? Your apply button’s just there.logo

Top Benefits

Apply and get ₹1400 Rewards

Top Benefits

logo

Get 1,499 NeuCoins As Welcome Benefit

credited within 15 days of joining-fee realization to your NeuPass account

logo

Earn 5% Value Back as NeuCoins on Tata Neu App, Website, and Partner Brands

on spends at Croma, Westside, Titan, Tanishq, and Tata Cliq

The smartest way to find your great credit card

We value your time and privacy. Your details stay secure and are used only to help you.

We value your time and privacy. Your details stay secure and are used only to help you.