ICICI Bank
Times Black ICICI Bank Credit Card
This is an invite only card
Apply and get ₹0 Rewards
Top Benefits
Enjoy Unlimited Domestic And International Airport Lounge
Access via Priority Pass across 1,400+ lounges in 145+ countries for both primary and add-on cardholders
Earn 2% Reward Points On Domestic Spends And 2.5%
On International Spends on eligible transactions using the card
Best For
Shopping
Dining
Travel
Joining / Annual Fee
Joining Fees
₹23,600 ( ₹20000 + GST )
Annual Fees
₹23,600 ( ₹20000 + GST )
Eligibility
Age
Criteria*
21-65 years
Salary
Criteria*
24LPA
Credit
Rating*
750+
New to credit
allowed
No
Existing Bank
Customer Allowed
Yes
See if you are eligible for this card
All Card Benefits
- Unlimited domestic and international airport lounge access via Priority Pass for primary and add-on cardholders
- Earn 2% reward points on domestic spends and 2.5% on international spends
- 1.49% forex markup on international transactions with zero cash advance charges
- Air accident insurance cover of ₹3 crore on eligible international travel
- Welcome benefits worth over ₹25,000 including luxury stay voucher, travel visa benefits, Zomato Gold and lifestyle gift cards
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.40
Redemption Options
- Travel
- Lifestyle
- Electronics Via iMobile and Internet Banking
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Cash Advances
Bank Charges & Fees
Interest Charges
Goods & Services Tax (GST)
EMI Spends
Transactions that are reversed
Rent Payment
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Fuel Spends
Cash Advances
Bank Charges & Fees
Interest Charges
Goods & Services Tax (GST)
EMI Spends
Transactions that are reversed
Rent Payment
Insurance Payments
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  1.49% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 1.49% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid. | 3.75% |
ATM withdrawal No ATM withdrawal fee for Times Black ICICI Bank Credit Card. | Not Applicable |
Reward Redemption Fees No reward redemption fee is applicable for Times Black ICICI Bank Credit Card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.80% is applied to transactions made for booking railway tickets.₹10 is charged per transaction for bookings via IRCTC | 1.80% |
Rent Payment Fees A surcharge fee of 1% applies on rent payment transactions made using the credit card, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A fee of ₹150 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹150 |
Cash Payment Fees ₹150+ taxes will be charged for all payments done via Cash | ₹150 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Enjoy Unlimited Domestic And International Airport Lounge
Access via Priority Pass across 1,400+ lounges in 145+ countries for both primary and add-on cardholders
Earn 2% Reward Points On Domestic Spends And 2.5%
On International Spends on eligible transactions using the card
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.