SBI
Air India SBI Signature Credit Card
This is an invite only card
Top Benefits
Enjoy 8 Complimentary Domestic Airport Lounge
visits per year (max 2 per quarter)
Earn 10X Rewards on Air India Tickets per ₹100
and convert to Maharaja Points for free flights, upgrades & more
Best For
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹5,899 ( ₹4999 + GST )
Annual Fees
₹5,899 ( ₹4999 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Welcome gift of 20,000 Reward Points, Air India Maharaja
- 4 Reward Points per Rs.100 spent (10 RP per Rs.100 on Air India tickets)
- up to 1,00,000 milestone bonus points annually
- Priority Pass membership ($99)
- 8 domestic lounge visits/year
Milestone Benefits
20000 reward points(Worth ~ ₹20,000)
Spend ₹5,00,000 in 365 days
30000 reward points(Worth ~ ₹30,000)
Spend ₹10,00,000 in 365 days
50000 reward points(Worth ~ ₹50,000)
Spend ₹20,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Points = ₹1
Redemption Options
- Air India Flights
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel transactions
Cash advance
EMI
Wallet Load transaction
For Spends Waiver
Fuel transactions
Cash advance
EMI
Wallet Load transaction
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum Rs.500, if applicable) | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of Rs.250 + applicable taxes is levied on cash payments made at SBI branches/drop boxes for credit card bill payment | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹400 |
| ₹1001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹950 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Enjoy 8 Complimentary Domestic Airport Lounge
visits per year (max 2 per quarter)
Earn 10X Rewards on Air India Tickets per ₹100
and convert to Maharaja Points for free flights, upgrades & more
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