SBI
Apollo SBI Select Credit Card
This is an invite only card
Top Benefits
Enjoy 4 Complimentary Domestic Airport Lounge
visits a year (max 1 per quarter) plus a 2-year complimentary Priority Pass membership worth $99
Earn 2 Reward Points per ₹100 Spent
on movies and entertainment, redeemable as Apollo Health Credits
Best For
Shopping
Dining
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹1,769 ( ₹1499 + GST )
Annual Fees
₹1,769 ( ₹1499 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Healthcare value-back of up to 25% on medicines at Apollo 24|7 and Apollo Pharmacy (Apollo Circle)
- 1-year FITPASS PRO Membership
- Complimentary Comprehensive Health Check-up on spending ₹50,000 within 90 days of joining (and every anniversary year)
- Reward Points of 10/2/0.5 per ₹100
- Milestone Benefits (annual fee reversal on ₹3L spend, Noise Smartwatch worth ₹7,999 on ₹ 6L spend)
- 4 Domestic Lounge visits + 2-year Priority Pass
Milestone Benefits
Voucher Benefit(Worth ~ ₹7,999)
Spend ₹6,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = 1 Health credit = ₹1
Redemption Options
- Apollo Health
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Balance Transfer
Cash Advances
Finance Charges
Fuel
E-wallet
Rent
Government transaction
Digital Gaming Platforms
For Spends Waiver
Balance Transfer
Cash Advances
Finance Charges
Fuel
E-wallet
Rent
Government transaction
Digital Gaming Platforms
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
cheque Payment Fees A fee of ₹200 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹10000 | ₹ 750 |
| ₹10000 - ₹25000 | ₹ 950 |
| ₹25001- ₹ 50000 | ₹ 1100 |
| ₹50000 and above | ₹1300 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Enjoy 4 Complimentary Domestic Airport Lounge
visits a year (max 1 per quarter) plus a 2-year complimentary Priority Pass membership worth $99
Earn 2 Reward Points per ₹100 Spent
on movies and entertainment, redeemable as Apollo Health Credits
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