Axis
Axis IKEA Family Credit Card
LIFETIME FREE Card
This is an invite only card
Top Benefits
Earn 3 EDGE Reward Points on Every ₹100 Spent at IKEA
and on the IKEA India app and website
Get Up to 15% Off at Partner Restaurants via Dining Delights
Maximum discount ₹500 on a minimum order of ₹2,500, once per card every month
Best For
Shopping
Dining
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹0 ( ₹0 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 3 EDGE Reward Points per ₹100 spent at IKEA India
- up to 15% off, maximum ₹500, at partner restaurants via Dining Delights
- EMIs on IKEA purchases at 13% p.a.
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.20
Redemption Options
- IKEA Stores
- IKEA India Online
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Rent
Insurance
Wallet Load
Government Services
Education
Utilities
Transportation
Tolls
EMI
Cash Advance
Balance Transfer
fee & Charges
For Spends Waiver
Fuel
Rent
Insurance
Wallet Load
Government Services
Education
Utilities
Transportation
Tolls
EMI
Cash Advance
Balance Transfer
fee & Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 55.55% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500 | 2.5% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A fee of 2% of the payment amount, subject to a minimum of ₹500, is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
cheque Payment Fees A fee of ₹175 is charged for making credit card bill payments in cash at the branch | ₹175 |
Cash Payment Fees No Cash Payment is applicable for this card | Not Applicable |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| Above ₹10000 | ₹1200 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn 3 EDGE Reward Points on Every ₹100 Spent at IKEA
and on the IKEA India app and website
Get Up to 15% Off at Partner Restaurants via Dining Delights
Maximum discount ₹500 on a minimum order of ₹2,500, once per card every month
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