Axis

Axis Reserve Credit Card

This is an invite only card

Apply and get ₹1750 Rewards

Top Benefits

Free Swiggy One Membership Giving Unlimited

free deliveries, exclusive offers on Swiggy Food, Instamart, Dineout and more

Complimentary Club ITC Culinaire, Accorplus and Handcrafted Club Marriott

Asia Pacific memberships plus EazyDiner Prime membership for up to 25% off at premium restaurants

Best For

Online Food Ordering

Dining

Travel

Expert Review

Joining / Annual Fee

Joining Fees

₹59,000 ( ₹50000 + GST )

logo 15,000 EDGE Reward Points on card activation (first transaction within 30 days of card issuance required)

Annual Fees

₹59,000 ( ₹50000 + GST )

logo Annual fee waived on spending ₹35 lakhs in the preceding card anniversary year

Eligibility

Age
Criteria*

21-65 years

Salary
Criteria*

36LPA

Credit
Rating*

750+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

Yes

See if you are eligible for this card

All Card Benefits

15 EDGE points per ₹200 (2X on international)
Unlimited Priority Pass + unlimited domestic lounge
Complimentary airport concierge
50 free golf rounds annually
complimentary Club ITC Culinaire, Accorplus, Club Marriott and EazyDiner Prime memberships
Complimentary Swiggy One
Complimentary BookMyShow tickets
1.5% forex markup

Milestone Benefits

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 EDGE = ₹0.20

Redemption Options

Travel vouchers
Electronics
Gift vouchers
Partner product

To check redemption catalogue

Click Here

Gift card - Key Terms

Once you apply, we will start tracking your application

Generally takes 2-72 hrs

Once the bank confirms us of your successful card activation, we will process your rewards

Generally takes 7-75 days

You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards

Generally takes 7-75 days

Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.

Rewards Related

If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via Great.Cards to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Wallet

Government spends

Insurance

Gold & Jewellery

Fuel

Cash advances

For Spends Waiver

Wallet

Government spends

Insurance

Gold

Jewellery

Fuel

Cash advances

Bank Fee Structure

Structure	Details
Forex Markups 1.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (1.5%): ₹100 → ₹1.50 ₹1,000 → ₹15 ₹10,000 → ₹150 ₹1,00,000 → ₹1,500	1.5%
APR Fees Finance charges of 3.0% per month (42.58% per annum) apply on unpaid outstanding balances until the amount is fully repaid	3.0%
ATM withdrawal No cash advance fee is charged on cash withdrawals using this card	Not Applicable
Reward Redemption Fees No fee is charged when redeeming reward points on this card	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets	1%
Rent Payment Fees A surcharge fee of 1% is applies on rental transactions made using the credit card	1%
cheque Payment Fees A fee of 2% of the payment amount (minimum ₹500) is levied for cheque return, cheque dishonour, or auto-debit reversal	2%
Cash Payment Fees A fee of ₹175 per transaction is charged for cash payments made at Axis Bank branches (daily cash payment limit of ₹50,000)	₹175