Axis
Axis Samsung Signature Credit Card
This is an invite only card
Apply and get ₹1400 Rewards
Top Benefits
Get 10% Cashback on Samsung Purchases
on every eligible Samsung product purchase (including EMI transactions), Capped at ₹2,500 per month and ₹10,000 per annum from date of card issuance
10 EDGE reward points on every ₹100 spent
with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra and Zomato
Best For
Shopping
Online Food Ordering
Dining
Grocery Shopping
Travel
The Axis Samsung Signature Credit Card is the entry-level co-branded card from Axis Bank built around...
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The Axis Samsung Signature Credit Card is the entry-level co-branded card from Axis Bank built around...
The Axis Samsung Signature Credit Card is the entry-level co-branded card from Axis Bank built around Samsung purchases and lifestyle rewards. Issued on the Visa network, it carries a ₹500 joining fee and a ₹500 annual fee, with the annual fee waivable on annual spends of ₹2,00,000 or more.
The card delivers 10% cashback on Samsung purchases (including EMI), capped at ₹2,500 per month and ₹10,000 per year. Eligible Samsung channels include Samsung eStore, Samsung Shop App, Samsung service centres, and physical stores via Pinelabs/Benow POS.
Beyond Samsung, the card offers 10 EDGE Reward Points per ₹100 on preferred partner merchants including BigBasket, Myntra, Zomato, Tata 1mg, and UrbanCompany. This works out to a 2% effective return on these lifestyle merchants.
Eligibility requires applicants to be between 21 and 60 years of age, with a minimum annual income of ₹3 LPA for salaried (₹25,000 monthly) and ₹4 LPA for self-employed. CIBIL score requirement is 720 or above. This makes the card accessible to a broader audience than the higher-tier Samsung Infinite.
Welcome benefits include 2,500 EDGE Reward Points upon completing 3 card transactions of any value within 30 days of card issuance. At ₹0.25 per point, this is worth ₹625, slightly exceeding the joining fee.
Travel benefits are modest: 4 complimentary domestic airport lounge access per year on spending ₹50,000 or more in the previous 3 calendar months. The forex markup is 1.80% on international transactions, even better than the Samsung Infinite's 1.99%.
The Wednesday Delight programme offers 10% off on Swiggy every Wednesday plus 15% off on flights/hotels via Goibibo and MakeMyTrip. This adds recurring weekly value for users who plan their spending around midweek.
View FAQ
Commonly Asked Questions
Q. What is the joining fee?
A. The joining fee is ₹500 plus applicable GST, offset by 2,500 EDGE Reward Points (worth ₹625) on welcome activation.
Q. Can the annual fee be waived?
A. Yes, on annual spends of ₹2,00,000 or more.
Q. What is the Samsung cashback?
A. 10% cashback on Samsung purchases (including EMI), capped at ₹2,500 per month and ₹10,000 per year.
Expert Review
The Axis Samsung Signature is one of the best value Samsung co-branded cards in the Indian market. The combination of 10% Samsung cashback, 10X partner rewards, 1.80% forex markup, and lounge access at a ₹500 fee point makes this card extraordinarily attractive.
For a user buying a ₹25,000 Samsung phone annually and spending ₹10,000 monthly across the 5 partner merchants (₹1.2 lakh annually), the card delivers ₹2,500 (Samsung) + ₹3,000 (partners at 2.5%) = ₹5,500 in annual returns. Against a zero net fee at waiver, this is exceptional value.
The Wednesday Delight programme adds recurring weekly value. The 1.80% forex markup is best-in-class for the fee tier, making this card useful for occasional international spending.
The card has limitations. The Samsung cap (₹2.5K monthly, ₹10K annual) limits upside for heavy Samsung buyers (use the Samsung Infinite instead). The reward redemption fee adds friction. The exclusion of non-Samsung EMI may affect users who finance large non-Samsung purchases.
Our recommendation: get this card if you buy Samsung products regularly and use the 5 partner merchants. For heavy Samsung users (more than ₹25K monthly), the Samsung Infinite delivers more value despite the higher fee.
Joining / Annual Fee
Joining Fees
₹590 ( ₹500 + GST )
Annual Fees
₹590 ( ₹500 + GST )
Joining fee is ₹500 plus GST, partially offset by welcome 2,500 EDGE Points. Annual fee is ₹500 plus ...
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Joining fee is ₹500 plus GST, partially offset by welcome 2,500 EDGE Points. Annual fee is ₹500 plus ...
Joining fee is ₹500 plus GST, partially offset by welcome 2,500 EDGE Points. Annual fee is ₹500 plus GST from year two, waivable on ₹2,00,000 annual spend.
GST at 18% applies, so the total first-year cost is ₹590. The annual fee from year two, if not waived, is also ₹590.
View FAQ
Commonly Asked Questions
Q. What is the joining fee?
A. ₹500 plus 18% GST, totalling ₹590.
Q. How can the annual fee be waived?
A. On annual spends of ₹2,00,000 or more.
Q. Is the joining fee offset?
A. The welcome 2,500 EDGE Points (₹625) slightly exceed the joining fee.
Q. Is GST applicable?
A. Yes, 18% GST applies.
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
Yes
Applicants must be between 21 and 60 years of age. The minimum annual income is ₹3 LPA for salaried (...
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Applicants must be between 21 and 60 years of age. The minimum annual income is ₹3 LPA for salaried (...
Applicants must be between 21 and 60 years of age. The minimum annual income is ₹3 LPA for salaried (₹25,000 monthly) and ₹4 LPA for self-employed.
A CIBIL score of 720 or above is required. Axis Bank also considers credit behaviour and payment history.
You must be a resident Indian citizen with valid PAN, Aadhaar, and address proof.
View FAQ
Commonly Asked Questions
Q. What is the minimum income for salaried?
A. ₹3 LPA.
Q. What is the minimum income for self-employed?
A. ₹4 LPA.
Q. What CIBIL score is needed?
A. 720 or above.
Q. Are NRIs eligible?
A. No, only resident Indian citizens.
All Card Benefits
- Get 10% cashback on Samsung purchases (including EMI) across eligible channels; capped at ₹2,500 per month and ₹10,000 per annum
- Earn 10 EDGE Reward Points per ₹100 spent on preferred partners — BigBasket, Myntra, Zomato, Tata 1mg and UrbanCompany
- Earn 5 EDGE Reward Points per ₹100 on all other eligible domestic and international transactions
- Enjoy 4 complimentary domestic airport lounge visits per calendar year, subject to a minimum eligible spend of ₹50,000 in the previous 3 calendar months
- Save every Wednesday with up to 15% off on flights/hotels via Goibibo and MakeMyTrip, 10% off on Swiggy and Amazon Fresh, and 10% off up to ₹1,000 on Tira
The card combines Samsung benefits with preferred partner rewards and Wednesday Delight discounts at ...
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The card combines Samsung benefits with preferred partner rewards and Wednesday Delight discounts at ...
The card combines Samsung benefits with preferred partner rewards and Wednesday Delight discounts at an accessible fee point.
Samsung cashback delivers 10% on purchases (including EMI transactions) across Samsung eStore, Samsung Shop App, Samsung service centres, and physical stores via Pinelabs/Benow POS. Monthly cap is ₹2,500, annual cap is ₹10,000. So a user buying a ₹25,000 Samsung phone gets ₹2,500 cashback (full monthly cap).
Preferred partner rewards: 10 EDGE Reward Points per ₹100 on BigBasket, Myntra, Zomato, Tata 1mg, and UrbanCompany. At ₹0.25 per point, this works out to 2.5% effective return on these lifestyle merchants. On all other eligible domestic and international transactions, you earn 5 EDGE Reward Points per ₹100 (1.25% effective).
Welcome benefit is 2,500 EDGE Reward Points upon successful completion of 3 card transactions of any value within 30 days of card issuance.
Travel benefits include 4 complimentary domestic airport lounge access per year, subject to ₹50,000 spend in the previous 3 calendar months. The forex markup is 1.80%, which is among the lowest in the Indian market.
Wednesday Delight programme offers instant savings on partner merchants every Wednesday: up to 15% off on flights and hotels via Goibibo and MakeMyTrip, 10% off on Swiggy and Amazon Fresh, and 10% off (up to ₹1,000) on Tira. So users planning their Swiggy orders or travel bookings for Wednesdays extract recurring discounts.
Dining benefits include 10 EDGE Points per ₹100 on Zomato as a preferred merchant, plus 10% off on Swiggy every Wednesday under the Wednesday Delight programme.
Fuel surcharge waiver is 1% on transactions between ₹400 and ₹4,000, up to ₹500 per statement. No cashback earned on fuel transactions.
View FAQ
Commonly Asked Questions
Q. What is the welcome benefit?
A. 2,500 EDGE Reward Points upon completing 3 card transactions within 30 days.
Q. What is the partner reward rate?
A. 10 EDGE Points per ₹100 on BigBasket, Myntra, Zomato, Tata 1mg, and UrbanCompany. 5 EDGE Points per ₹100 on other spends.
Q. What is the Wednesday Delight programme?
A. Weekly discounts every Wednesday: 15% off on flights/hotels via Goibibo and MakeMyTrip, 10% off on Swiggy and Amazon Fresh, 10% off (up to ₹1,000) on Tira.
Q. What is the forex markup?
A. 1.80% on all international transactions, among the lowest in the Indian market.
Q. How many lounge visits are included?
A. 4 complimentary domestic lounge visits per year, subject to ₹50,000 spend in the previous 3 months.
Q. Is there a fuel surcharge waiver?
A. Yes, 1% on transactions between ₹400 and ₹4,000, up to ₹500 per statement.
Q. Does this card offer dining benefits?
A. Yes, 10 EDGE Points per ₹100 on Zomato plus 10% off on Swiggy every Wednesday.
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 reward point = ₹0.25
Redemption Options
- EDGE REWARDS by Axis Bank
To check redemption catalogue
Samsung cashback (10%) is auto-credited as statement credit. EDGE Reward Points are redeemed through ...
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Samsung cashback (10%) is auto-credited as statement credit. EDGE Reward Points are redeemed through ...
Samsung cashback (10%) is auto-credited as statement credit. EDGE Reward Points are redeemed through the Axis EDGE Rewards portal at edgerewards.axisbank.in.
1 EDGE Reward Point = ₹0.25 across the EDGE catalogue. You can redeem for e-vouchers, products, travel, and partner airline transfers.
Reward redemption fee is ₹99 plus GST per redemption request. Samsung cashback auto-credits at no fee.
View FAQ
Commonly Asked Questions
Q. How is Samsung cashback credited?
A. Auto-credited as statement credit.
Q. What is the EDGE Points redemption value?
A. ₹0.25 per EDGE Reward Point.
Q. Is there a redemption fee?
A. Yes, ₹99 plus GST per EDGE Points redemption. Samsung cashback has no fee.
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
EMI Spends
Wallet Loads
Jewellery Purchases
Cash Advances
Payment of outstanding balances
Bank Charges & Fees
Rent Payment
Government-related Transactions
Insurance Payments
Education Spends
Utility Bill Payments
For Spends Waiver
Fuel Spends
EMI Spends
Wallet Loads
Jewellery Purchases
Cash Advances
Payment of outstanding balances
Bank Charges & Fees
Rent Payment
Government-related Transactions
Insurance Payments
Education Spends
Utility Bill Payments
Excluded categories from EDGE Reward Points: fuel spends, EMI spends (non-Samsung), wallet loads, jew...
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Excluded categories from EDGE Reward Points: fuel spends, EMI spends (non-Samsung), wallet loads, jew...
Excluded categories from EDGE Reward Points: fuel spends, EMI spends (non-Samsung), wallet loads, jewellery purchases, cash advances, payment of outstanding balances, bank charges and fees, rent payment, government-related transactions, insurance payments, education spends, and utility bill payments.
Samsung EMI transactions earn full cashback even though general EMI is excluded.
Refer to the latest MITC for the full exclusion list.
View FAQ
Commonly Asked Questions
Q. Are non-Samsung EMI transactions excluded?
A. Yes, non-Samsung EMI is excluded. Samsung EMI earns full 10% cashback.
Q. Are utility payments excluded?
A. Yes.
Q. Do rent payments earn rewards?
A. No.
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 55.55% on revolving credit | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
cheque Payment Fees A fee of ₹100 is charged for payments made through cheque | ₹100 |
Cash Payment Fees A cash payment fee of ₹175 per transaction is applicable. | ₹175 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹500 |
| ₹501 - ₹5000 | ₹750 |
| ₹5001 - ₹10000 | ₹1200 |
| ₹10001- and above | ₹1200 + 5% above |
Joining fee ₹500 plus GST. Annual fee ₹500 plus GST from year two, waivable on ₹2,00,000 annual spend...
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Joining fee ₹500 plus GST. Annual fee ₹500 plus GST from year two, waivable on ₹2,00,000 annual spend...
Joining fee ₹500 plus GST. Annual fee ₹500 plus GST from year two, waivable on ₹2,00,000 annual spend.
Forex markup is 1.80% on all international transactions.
APR on revolving balances is 3.95% per month, equivalent to 47.40% per annum.
Cash advance fee is 2.5% of withdrawn amount, minimum ₹500. Reward redemption fee is ₹99 plus GST per redemption.
Railway surcharge is 1% plus GST. Rent payment processing charge is 1% of transaction.
Cheque payment charge is not applicable. Cash payment at branch is ₹100 per transaction.
Late payment charges are slab-based: ₹0 below ₹100, ₹100 for ₹101 to ₹500, ₹350 for ₹501 to ₹1,000, ₹550 for ₹1,001 to ₹10,000, ₹800 for ₹10,001 to ₹25,000, ₹1,100 for ₹25,001 to ₹50,000, and ₹1,300 above ₹50,000.
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST (waived ₹2L) |
| Forex Markup | 1.80% |
| APR | 3.95% per month (47.40% p.a.) |
| Cash Advance Fee | 2.5% (min ₹500) |
| Reward Redemption Fee | ₹99 + GST per redemption |
| Railway Surcharge | 1% + GST |
| Rent Payment Charge | 1% of transaction |
| Cheque Payment Charge | Not Applicable |
| Cash Payment at Branch | ₹100 per transaction |
| Late Payment Charges | ₹0 / ₹100 / ₹350 / ₹550 / ₹800 / ₹1,100 / ₹1,300 (slab-based) |
View FAQ
Commonly Asked Questions
Q. What is the interest rate?
A. 3.95% per month or 47.40% per annum.
Q. What is the forex markup?
A. 1.80% on all international transactions, among the lowest in India.
Q. What are the late payment charges?
A. Slab-based from ₹0 to ₹1,300.
Q. Is there a redemption fee?
A. Yes, ₹99 plus GST per EDGE Points redemption.
Q. What is the cash advance fee?
A. 2.5% of withdrawn amount, minimum ₹500.
Q. Is there a cheque payment fee?
A. Not applicable per source.
Documents Required
Identity proof: PAN plus Aadhaar, Voter ID, passport, or driving licence. Address proof: Aadhaar, utility bills, rental agreement, passport, or driving licence.
Income proof for salaried: last 3 months' salary slips and 6 months' bank statement. Self-employed: last 2 years' ITR, business bank statement, and proof of business existence.
View FAQ
Commonly Asked Questions
Q. Is PAN mandatory?
A. Yes.
Q. What income proof is needed for salaried?
A. Last 3 months' salary slips and 6 months' bank statement.
Q. What income proof is needed for self-employed?
A. Last 2 years' ITR, business bank statement, and proof of business existence.
Who Should Get This Card?
The Axis Samsung Signature is built for moderate Samsung users who buy a Samsung phone or appliance once every 1-2 years and use partner merchants (BigBasket, Myntra, Zomato, Tata 1mg, UrbanCompany) for monthly spending of ₹10,000+.
The card pays for itself easily. A single Samsung purchase of ₹25,000 generates ₹2,500 cashback (full monthly cap), which is 5x the annual fee. Add ₹10,000 monthly on the 5 partner merchants and you earn an additional ₹3,000 annually at the 2.5% rate.
The Wednesday Delight programme adds recurring value for users who schedule their Swiggy orders, Goibibo bookings, or Amazon Fresh purchases on Wednesdays.
The 1.80% forex markup makes this card useful for occasional international transactions, even at an entry-level fee point.
This card is not the right pick if you don't buy Samsung products or use the 5 partner merchants. For pure online shoppers without Samsung loyalty, the SBI SimplyCLICK or Amex SmartEarn deliver broader value.
Credit Limit and What to Expect
The credit limit depends on income, CIBIL score, and existing obligations. For ₹3 to ₹8 LPA income profiles, typical starting limits range from ₹50,000 to ₹2,00,000.
Axis offers enhancements after 6 to 12 months of regular usage. Cash advance limit is usually 20% to 40% of total limit.
View FAQ
Commonly Asked Questions
Q. What credit limit can I expect?
A. ₹50,000 to ₹2,00,000 for ₹3 to ₹8 LPA income.
Q. When can I request an increase?
A. After 6 to 12 months of regular usage.
Q. What is the cash advance limit?
A. 20% to 40% of total credit limit.
How to Apply?
Apply through the Axis Bank website, Samsung's partner section, partner platforms like BankKaro, or by visiting any Axis branch.
Online application via axisbank.com is the most common route. Fill in PAN, Aadhaar, employment type, and monthly income. Upload digital copies of identity, address, and income proof.
Axis runs bureau and internal verification. Initial decision in 1 to 3 working days. Physical card dispatched within 7 to 10 working days.
View FAQ
Commonly Asked Questions
Q. Can I apply online?
A. Yes, through Axis Bank, Samsung's partner section, partner platforms, or any Axis branch.
Q. How long does it take?
A. Initial approval in 1 to 3 working days; card dispatched within 7 to 10 working days.
Q. Is video KYC required?
A. Yes, for online applications.
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1400 Rewards
Top Benefits
Get 10% Cashback on Samsung Purchases
on every eligible Samsung product purchase (including EMI transactions), Capped at ₹2,500 per month and ₹10,000 per annum from date of card issuance
10 EDGE reward points on every ₹100 spent
with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra and Zomato
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