Canara Bank
Canara Rupay Select Credit Card
This is an invite only card
Top Benefits
Enjoy 10 Complimentary Airport Lounge Visits
gets you 2 domestic visits every quarter and 2 international visits every year
Earn 5% Cashback at Restaurants
Capped at ₹50 per month across all your restaurant and eating-place spends
Best For
Dining
Travel
Utility Bills
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹354 ( ₹300 + GST )
Eligibility
Age
Criteria*
18-75 years
Salary
Criteria*
10LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 2 complimentary domestic airport lounge visits per quarter and 2 international visits per year
- 5% cashback on utility bill payments and 5% cashback at eating places and restaurants, each capped at ₹50 per month
- personal accident death cover of up to ₹8 lakh for self and ₹4 lakh for spouse
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- Cashback
- Mobile Recharge
- Merchandise
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Cash Advance
ATM Withdrawals
For Spends Waiver
Fuel
Cash Advance
ATM Withdrawals
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.00% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3% |
APR Fees Finance charges of 2.50% per month (30% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 2.5% |
ATM withdrawal 3.00% of the withdrawn amount is charged on cash advances using the credit card minimum ₹150, if applicable | 3% |
Reward Redemption Fees This fee is not applicable for this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees This fee is not applicable for this card | Not Applicable |
cheque Payment Fees A fee of ₹50 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹50 |
Cash Payment Fees This fee is not applicable for this card | Not Applicable |
| Late Payment Fees | Amount Due |
|---|---|
| ₹250 | 2.5% P.M. |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Enjoy 10 Complimentary Airport Lounge Visits
gets you 2 domestic visits every quarter and 2 international visits every year
Earn 5% Cashback at Restaurants
Capped at ₹50 per month across all your restaurant and eating-place spends
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