Canara Bank

Canara Rupay Select Credit Card

This is an invite only card

Top Benefits

Enjoy 10 Complimentary Airport Lounge Visits

gets you 2 domestic visits every quarter and 2 international visits every year

Earn 5% Cashback at Restaurants

Capped at ₹50 per month across all your restaurant and eating-place spends

Best For

Dining

Travel

Utility Bills

Expert Review

Joining / Annual Fee

Joining Fees

₹0 ( ₹0 + GST )

logo Not Applicable

Annual Fees

₹354 ( ₹300 + GST )

logo The annual fee is NIL, so no spend-based waiver is required. A card inactivity fee of ₹300 per annum applies instead if the card turnover in the card year is below ₹1,00,000

Eligibility

Age
Criteria*

18-75 years

Salary
Criteria*

10LPA

Credit
Rating*

720+

New to credit
allowed

Yes

Existing Bank
Customer Allowed

See if you are eligible for this card

All Card Benefits

2 complimentary domestic airport lounge visits per quarter and 2 international visits per year
5% cashback on utility bill payments and 5% cashback at eating places and restaurants, each capped at ₹50 per month
personal accident death cover of up to ₹8 lakh for self and ₹4 lakh for spouse

How to Redeem Rewards & Cashback?

Rewards Conversion Rate

1 Reward Point = ₹0.25

Redemption Options

Cashback
Mobile Recharge
Merchandise

To check redemption catalogue

Click Here

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Fuel

Cash Advance

ATM Withdrawals

For Spends Waiver

Fuel

Cash Advance

ATM Withdrawals

Bank Fee Structure

Structure	Details
Forex Markups 3.00% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (3%): ₹100 → ₹3 ₹1,000 → ₹30 ₹10,000 → ₹300 ₹1,00,000 → ₹3,000	3%
APR Fees Finance charges of 2.50% per month (30% per annum) apply on unpaid outstanding balances until the amount is fully repaid	2.5%
ATM withdrawal 3.00% of the withdrawn amount is charged on cash advances using the credit card minimum ₹150, if applicable	3%
Reward Redemption Fees This fee is not applicable for this card	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets	1%
Rent Payment Fees This fee is not applicable for this card	Not Applicable
cheque Payment Fees A fee of ₹50 is levied for cheque return, cheque dishonour, or auto-debit reversal	₹50
Cash Payment Fees This fee is not applicable for this card	Not Applicable