DBS Bank India
DBS Vantage Credit Card
This is an invite only card
Top Benefits
Earn 20 Vantage Points on Every ₹200 on Flights and Hotels
capped at 15,000 Vantage Points per calendar month
Get 10% Cashback at Airport Duty-Free Stores
at domestic and international airports, capped at ₹1,500 per month
Best For
Shopping
Travel
Utility Bills
Expert Review
Joining / Annual Fee
Joining Fees
₹23,600 ( ₹20000 + GST )
Annual Fees
₹23,600 ( ₹20000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 20 Vantage Points per ₹200 on flight and hotel bookings via DBS Delights, capped at 15,000 points a month
- 10,000 bonus Vantage Points on quarterly spends of ₹5,00,000, capped at 40,000 points a year
- Enjoy unlimited domestic and international airport lounge access
- 2 airport meet & greet services a year on annual spends of ₹3,00,000
Milestone Benefits
10000 reward points(Worth ~ ₹10,000)
Spend ₹3,00,000 in 365 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Vantage Point = ₹1
Redemption Options
- Flight & Hotel Bookings
- Bus Booking
- Gift Vouchers
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Wallet Load
Duty Free Store
Rent
Education
EMI
Balance Transfer
Cash Advance
International Spends
Fee & Charges
For Spends Waiver
Fuel
Wallet Load
Duty Free Store
Rent
Education
EMI
Balance Transfer
Cash Advance
International Spends
Fee & Charges
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  No forex markup is charged on transactions made in currencies other than INR; the card carries 0% forex markup on all overseas transactions | 0% |
APR Fees Finance charges of 3.50% per month 42% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.5% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500 | 2.5% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge This fee is not applicable for this card | Not Applicable |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹500 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹500 |
Cash Payment Fees A fee of ₹250 is charged for making credit card bill payments in cash at the branch | ₹250 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹99 |
| ₹501 - ₹5000 | ₹499 |
| Above ₹5000 | ₹1299 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn 20 Vantage Points on Every ₹200 on Flights and Hotels
capped at 15,000 Vantage Points per calendar month
Get 10% Cashback at Airport Duty-Free Stores
at domestic and international airports, capped at ₹1,500 per month
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