Equitas Small Finance Bank
Equitas Tiga Credit Card
This is an invite only card
Top Benefits
Get 3X Reward Points at 10 Pay by 3 Partner Merchants
Applicable at Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sarees, Netmeds, SLAM Fitness and Wedtree
arn 3X Reward Points
on payments made using UPI on the credit card
Best For
Shopping
UPI
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹590 ( ₹500 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
4.2LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 3X Reward Points on payments made using UPI, Contactless modes and at Pay by 3 merchants, and 1 Reward Point for every ₹100 spent on all other everyday transactions
- Pay by 3 automatically converts eligible transactions at 10 select merchants into a 3-month EMI at 1.25% per month with no processing fee, with a cashback not exceeding the interest levied credited within 90 days of the intimation of conversion, so there is no additional cost to the customer
- Reward Points redeemable through the Equitas Xchange Rewards portal against products, vouchers, flight, bus and hotel bookings, cashback against the statement and Insta Redemption at partner merchants
Milestone Benefits
2000 reward points(Worth ~ ₹200)
Spend ₹20,000 in 90 days
Voucher Benefit(Worth ~ ₹3,000)
Spend ₹40,000 in 90 days
Voucher Benefit(Worth ~ ₹6,000)
Spend ₹60,000 in 90 days
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.15
Redemption Options
- Flight & Hotel Bookings
- Products
- Vouchers
- Cashback against the statement
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent
Wallet Load
EMI
Fuel
Cash Advance
Government Services
Education
For Spends Waiver
Rent
Wallet Load
EMI
Fuel
Cash Advance
Government Services
Education
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹250, if applicable | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹450 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹450 |
Cash Payment Fees Cash Payment is Not Applicable | Not Applicable |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1000 |
| Above ₹50000 | ₹1200 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Get 3X Reward Points at 10 Pay by 3 Partner Merchants
Applicable at Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sarees, Netmeds, SLAM Fitness and Wedtree
arn 3X Reward Points
on payments made using UPI on the credit card
The smartest way to find your great credit card
We value your time and privacy. Your details stay secure and are used only to help you.
Company
We value your time and privacy. Your details stay secure and are used only to help you.