Axis
Fibe Axis Credit Card
LIFETIME FREE Card
This is an invite only card
Top Benefits
Earn 3% Cashback on Online Food Delivery
spends, with total monthly cashback capped at ₹1,500 per statement cycle
Get 1 Complimentary Domestic Airport Lounge
visit per quarter, up to 4 a year on spending ₹50,000 in the previous 3 calendar months
Best For
Shopping
Online Food Ordering
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹0 ( ₹0 + GST )
Eligibility
Age
Criteria*
18-70 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Earn 3% cashback on online food delivery, online entertainment and online local commute, and 1% cashback on all other eligible spends, with total cashback capped at ₹1,500 per statement cycle
- 4 complimentary domestic airport lounge visits per calendar year
- Wednesday Delight up to 15% off on MakeMyTrip flights & hotels, 10% off on Swiggy, and 10% off up to ₹1,000 on Tira every Wednesday
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement
To check redemption catalogue
N/A
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Wallet Load
Fuel
Cash Withdrawal
Gold
Jewellery
EMI Transactions
Rent
Insurance
Education
Government Services
For Spends Waiver
Wallet Load
Fuel
Cash Withdrawal
Gold
Jewellery
EMI Transactions
Rent
Insurance
Education
Government Services
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.50% |
APR Fees Finance charges of 3.75% per month 55.55% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees No fee is charged, cashback is auto-adjusted in the monthly statement | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal minimum ₹500 | 2% |
Cash Payment Fees A fee of ₹175 is charged for payments made by depositing cash at a bank branch | ₹175 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| Above ₹10000 | ₹1200 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Earn 3% Cashback on Online Food Delivery
spends, with total monthly cashback capped at ₹1,500 per statement cycle
Get 1 Complimentary Domestic Airport Lounge
visit per quarter, up to 4 a year on spending ₹50,000 in the previous 3 calendar months
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