HDFC
HDFC Diners Club Rewardz Credit Card
This card is no longer offered by bank
This card is no longer sourceable
This card is no longer offered by bank
Top Benefits
Enjoy Unlimited Airport Lounge Access
access to over 1,000 airport lounges across India
Earn 3 Reward Points on Every ₹200 on Utility Bills
capped at 2,000 Reward Points per month on utility spends
Best For
Shopping
Travel
Utility Bills
Expert Review
Joining / Annual Fee
Joining Fees
₹1,180 ( ₹1000 + GST )
Annual Fees
₹1,180 ( ₹1000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 1,000 Reward Points on card activation and a further 1,000 on every renewal
- 3 Reward Points for every ₹200 spent, capped at 15,000 Reward Points per statement cycle
- up to 5% CashBack on HDFC Bank SmartBuy spends
- Enjoy unlimited airport lounge access at 1,000-plus lounges in India for primary and add-on members
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward point = ₹0.30
Redemption Options
- Flight & Hotel Bookings
- Vouchers
- Cashback against the statement
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent
Government Spends
Education Fees
Wallet Load
EMI Transactions
Cash Advances
ATM Withdrawals
For Spends Waiver
Rent
Government Spends
Education Fees
Wallet Load
EMI Transactions
Cash Advances
ATM Withdrawals
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500 | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption request | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹450 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹450 |
Cash Payment Fees A fee of ₹100 is charged for making credit card bill payments in cash at the branch | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Enjoy Unlimited Airport Lounge Access
access to over 1,000 airport lounges across India
Earn 3 Reward Points on Every ₹200 on Utility Bills
capped at 2,000 Reward Points per month on utility spends
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