HDFC
HDFC Flipkart Wholesale Credit Card
This is an invite only card
Top Benefits
Earn 5% Cashback on Flipkart Wholesale
online purchases, capped at ₹2,000 per month
Earn 5% Cashback on Telecom
utility, government and tax payments earn 5% back, capped at ₹250 per month
Best For
Shopping
Grocery Shopping
Utility Bills
Expert Review
Joining / Annual Fee
Joining Fees
₹0 ( ₹0 + GST )
Annual Fees
₹589 ( ₹499 + GST )
Eligibility
Age
Criteria*
21-65 years
Salary
Criteria*
6LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- ₹500 cashback on each of your first 3 Flipkart Wholesale online purchases of ₹2,000 or more within 90 days as an activation benefit
- 5% cashback on Flipkart Wholesale online spends capped at ₹2,000 per month
- 5% cashback on telecom, utility, government and tax payments capped at ₹250 per month
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement
To check redemption catalogue
N/A
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Wallet Loads
Rent Payments
Government Payments
Educational Fees
EMI Spends
For Spends Waiver
Wallet Loads
Rent Payments
Government Payments
Educational Fees
EMI Spends
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card. The Key Fact Statement caps this fee at ₹3,000 per transaction | 1% |
cheque Payment Fees A fee of ₹450 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹450 |
Cash Payment Fees A fee of ₹100 is charged for making credit card bill payments in cash at the branch | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Top Benefits
Earn 5% Cashback on Flipkart Wholesale
online purchases, capped at ₹2,000 per month
Earn 5% Cashback on Telecom
utility, government and tax payments earn 5% back, capped at ₹250 per month
The smartest way to find your great credit card
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