HSBC Bank
HSBC Taj Credit Card
This is an invite only card
Top Benefits
Get 25% Savings and Unlimited Room Upgrades at Taj Hotels
SeleQtions, Gateway, Vivanta and ama Stays & Trails properties across the globe, along with complimentary welcome stays.
Enjoy 25% savings on food & beverages and Qmin deliveries at Taj/IHCL restaurants
four complimentary set-meal-for-two vouchers, and 30% off (up to ₹1,500) on restaurant bookings via EazyDiner
Best For
Shopping
Dining
Expert Review
Joining / Annual Fee
Joining Fees
₹1,29,800 ( ₹110000 + GST )
Annual Fees
₹1,29,800 ( ₹110000 + GST )
Eligibility
Age
Criteria*
25-75 years
Salary
Criteria*
36LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- 2 nights breakfast-inclusive stays at IHCL hotels across India + a 1-night stay at Taj Palaces, plus an additional 1-night Taj Palaces voucher with every new renewed card
- NeuPass Taj InnerCircle Platinum Tier membership
- 25% savings and unlimited room upgrades at Taj, SeleQtions, Gateway, Vivanta hotels
- 25% off F&B and Qmin, 4 set-meal-for-two vouchers, 30% off via EazyDiner, 50% off at Starbucks
- 60-minute spa up to 4 year with sauna & steam, swimming pool access for 2 up to 12 year
- 15% off duty-free via AdaniOne
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.65
Redemption Options
- Spa Treatment Taj
- Hotel Booking Taj
- Food & Beverages
To check redemption catalogue
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
E-Wallet
Rental Payment
Education
Government
Tax payment
Insurance
Jewellery & Antiques
Cash Withdrawals
Credit Repayments
Foreign Currency
Liquid
Cryptocurrency assets
Money Transfers
Utilities
For Spends Waiver
Fuel
E-Wallet
Rental Payment
Education
Government
Tax payment
Insurance
Jewellery & Antiques
Cash Withdrawals
Credit Repayments
Foreign Currency
Liquid
Cryptocurrency assets
Money Transfers
Utilities
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.5% |
APR Fees Finance charges of 3.75% per month 45% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹300, if applicable | 2.5% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹350 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹350 |
Cash Payment Fees A fee of ₹100 is charged for making credit card bill payments in cash | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹250 | ₹0 |
| ₹251 - ₹500 | ₹500 |
| ₹501 - ₹1,000 | ₹950 |
| ₹1,001 and above | ₹1,200 |
That’s the full story of this credit card
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Top Benefits
Top Benefits
Get 25% Savings and Unlimited Room Upgrades at Taj Hotels
SeleQtions, Gateway, Vivanta and ama Stays & Trails properties across the globe, along with complimentary welcome stays.
Enjoy 25% savings on food & beverages and Qmin deliveries at Taj/IHCL restaurants
four complimentary set-meal-for-two vouchers, and 30% off (up to ₹1,500) on restaurant bookings via EazyDiner
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