Axis
IndiGo Axis Credit Card
This is an invite only card
Apply and get ₹1400 Rewards
Top Benefits
Enjoy 1 complimentary Domestic Airport Lounge Visit
per Quarter, subject to a minimum spend of ₹50,000 in the preceding 3 calendar months
Earn 2X IndiGo BluChips on Dining
for every ₹100 spent at restaurants and eateries
Best For
Dining
Grocery Shopping
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹943 ( ₹799 + GST )
Annual Fees
₹943 ( ₹799 + GST )
Eligibility
Age
Criteria*
18-70 years
Salary
Criteria*
3LPA
Credit
Rating*
720+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Earn a base 1 IndiGo BluChip per ₹100 on all eligible spends, 2 per ₹100 on grocery & dining, and 3 per ₹100 on IndiGo channels
- Welcome & renewal vouchers of 1,200 BluChips each on joining annual fee payment plus milestone vouchers of 1,200 BluChips at ₹1.5 L and ₹3 L annual spends up to 4,800 BluChips a year
- 1 complimentary domestic airport lounge visit per quarter on ₹50,000 spends in the preceding 3 months
- EMI conversion on transactions above ₹1,500
- UPI earning capped at 750 BluChips/month IndiGo channel uncapped
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
- IndiGo BluChips
- BluChips Vouchers
- IndiGo Flights
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an Axis Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Government Services
Insurance
Utility Bills
Rent
Wallets Loads
Fuel
Jewellery
EMI
Balance Transfer
Cash Withdrawals
For Spends Waiver
Government Services
Insurance
Utility Bills
Rent
Wallets Loads
Fuel
Jewellery
EMI
Balance Transfer
Cash Withdrawals
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month 55.55% per annum apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable | 2.5% |
Reward Redemption Fees No fee is charged by the Bank when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway ticket | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions | 1% |
cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees A fee of ₹175 is charged for payments made by depositing cash at a bank branch | ₹175 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| Above ₹10000 | ₹1200 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1400 Rewards
Top Benefits
Enjoy 1 complimentary Domestic Airport Lounge Visit
per Quarter, subject to a minimum spend of ₹50,000 in the preceding 3 calendar months
Earn 2X IndiGo BluChips on Dining
for every ₹100 spent at restaurants and eateries
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