IndusInd Bank
IndusInd Bank Avios Infinite Credit Card
This is an invite only card
Apply and get ₹1050 Rewards
Top Benefits
Enjoy Complimentary Priority Pass membership with 2 International Lounge
visits per calendar quarter and 2 complimentary domestic lounge visits per calendar quarter
Earn up to 6 Avios per ₹200
on spends at your preferred international destination and 3 Avios per ₹200 on domestic & other spends, plus 18,000 bonus Avios on each ₹8,00,000 of annual spends up to 36,000 Avios a year
Best For
Travel
Expert Review
Joining / Annual Fee
Joining Fees
₹47,200 ( ₹40000 + GST )
Annual Fees
₹11,800 ( ₹10000 + GST )
Eligibility
Age
Criteria*
21-60 years
Salary
Criteria*
3LPA
Credit
Rating*
750+
New to credit
allowed
Yes
Existing Bank
Customer Allowed
No
All Card Benefits
- Ultra-premium co-branded travel rewards card earning Avios on every spend up to 6 Avios per ₹200 at the preferred international destination, 5 Avios per ₹200 on Qatar Airways/British Airways, 3 Avios per ₹200 on most other spends
- Includes 20,000 welcome bonus Avios, up to 36,000 milestone bonus Avios a year, 5,000 renewal bonus Avios
- Complimentary Priority Pass with international and domestic lounge access
- 2 Airport meet-and-greet services a year
How to Redeem Rewards & Cashback?
Rewards Conversion Rate
1 Reward Point = ₹0.30
Redemption Options
- Flights & Hotel Booking
- Extra Baggage
- Car Rental
- Qatar Airways Holidays Packages
- Shopping
To check redemption catalogue
Gift card - Key Terms
Once you apply, we will start tracking your application
Generally takes 2-72 hrs
Once the bank confirms us of your successful card activation, we will process your rewards
Generally takes 7-75 days
You can then withdraw your rewards via Amazon Pay Balance/Flipkart gift cards
Generally takes 7-75 days
Note: If you currently hold or have ever held an IndusInd Bank Credit Card, you are not eligible for CashKaro Rewards.
Rewards Related
- If you currently hold or have ever held an IndusInd Bank Credit Card, you are not eligible for Gift Card
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
- If the distance between your residence and office addresses is 150 km or more, please ensure that your residence is selected as the mailing address. Applications not adhering to this will be rejected
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Also, Remember
- Resume your application only via Great.Cards to avoid losing Rewards
- If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
- Rewards can only be redeemed as Amazon Pay Balance and Flipkart Gift Card
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Utilities Bills
Government Transactions
Education
Insurance Spends
For Spends Waiver
Fuel
Utilities Bills
Government Transactions
Education
Insurance Spends
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups  3.5% forex markup is charged on transactions made in currencies other than INR (reduced to 1.5% on POS transactions at your selected preferred international destination). Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3% per month (36% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3% |
ATM withdrawal Cash advance charges are waived on this card; no fee is levied on cash withdrawals made using the credit card | 0% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
cheque Payment Fees A fee of ₹250 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹250 |
Cash Payment Fees A fee of ₹100 is levied for cash payment of card dues made at an IndusInd Bank branch | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0–₹100 | ₹0 |
| ₹101–₹500 | ₹100 |
| ₹501–₹1,000 | ₹350 |
| ₹1,001–₹10,000 | ₹550 |
| ₹10,001–₹25,000 | ₹800 |
| ₹25,001–₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
That’s the full story of this credit card
Like this card? Your apply button’s just there.
Top Benefits
Apply and get ₹1050 Rewards
Top Benefits
Enjoy Complimentary Priority Pass membership with 2 International Lounge
visits per calendar quarter and 2 complimentary domestic lounge visits per calendar quarter
Earn up to 6 Avios per ₹200
on spends at your preferred international destination and 3 Avios per ₹200 on domestic & other spends, plus 18,000 bonus Avios on each ₹8,00,000 of annual spends up to 36,000 Avios a year
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